{"id":3351,"date":"2025-08-03T12:57:27","date_gmt":"2025-08-03T03:57:27","guid":{"rendered":"https:\/\/saku-hika.azki.in\/?p=3351"},"modified":"2026-03-07T17:54:22","modified_gmt":"2026-03-07T08:54:22","slug":"%eb%b6%80%ec%9e%90%ec%9d%98-%ea%b8%b0%ec%88%a0-%eb%b0%95%ec%8a%b9%ec%98%81","status":"publish","type":"post","link":"https:\/\/saku-hika.azki.in\/?p=3351","title":{"rendered":"\ubd80\uc790\uc758 \uae30\uc220 &#8211; \ubc15\uc2b9\uc601"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"458\" height=\"658\" src=\"https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/07\/image-13.png\" alt=\"\" class=\"wp-image-3352\" srcset=\"https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/07\/image-13.png 458w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/07\/image-13-104x150.png 104w\" sizes=\"auto, (max-width: 458px) 100vw, 458px\" \/><\/figure>\n\n\n\n<p>\uc81c\uac00 \uc9c0\uae08\uae4c\uc9c0 \uc77d\uc5c8\ub358 \ucc45 \uc911\uc5d0\uc11c \uac00\uc7a5 \uc88b\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \uae08\uc804\uacfc \uad00\ub828\ub41c \uae30\ucd08 \uac1c\ub150\uc744 \uc2b5\ub4dd\ud568\uc5d0 \uc788\uc5b4\uc11c \ub204\uad6c\uc5d0\uac8c\ub098 \ucd94\ucc9c\ud560 \uc218 \uc788\ub294 \ucc45 \uc778\uac83 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc800\ub294 \ucc38\uace0\ub85c \uae08\uc735\ucc45\uc5d0\uc11c \uc9c1\uc811\uc801\uc73c\ub85c \uae08\uc735\uacfc \uad00\ub828\ub41c \ub0b4\uc6a9\uc774 \ub098\uc624\ub294 \ucc45\uc744 \uadf8\ub807\uac8c \uc88b\uc544\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc774\uc720\ub294 \uac04\ub2e8\ud569\ub2c8\ub2e4. \ud574\ub2f9 \ub0b4\uc6a9\ub4e4\uc740 \ud14c\ub9c8\uc131\uc744 \ub744\uace0 \uc788\uae30 \ub54c\ubb38\uc774\uc8e0 \ud55c\uad6d\uc758 \uc790\uc0b0 \uc2dc\uc7a5\uc740 \ud2b8\ub80c\ub4dc\ub97c \ubc14\ud0d5\uc73c\ub85c \uc21c\ud658\uc131\uc774 \ub9e4\uc6b0 \uac15\ud569\ub2c8\ub2e4. \uadf8\ub807\uae30\uc5d0 \uc800\ub294 \uadf8 \uc21c\ud658 \uc989 \ud30c\ub3c4\ub97c \ud0c8\uc218 \uc788\uac8c \ub3c4\uc640\uc8fc\ub294 \ucc45\uc774 \uc911\uc694\ud558\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc11c\ub860\uc740 \uac70\ub450 \uc808\ubbf8\ud558\uace0 \ucc45 \ub0b4\uc6a9\uc5d0 \ub300\ud574\uc11c \ub9d0\uc500\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_71 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-black ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">[\ubaa9\ucc28]<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#1_%EB%88%84%EA%B0%80_%EB%B6%80%EC%9E%90%EC%9D%B8%EA%B0%80\" title=\"1. \ub204\uac00 \ubd80\uc790\uc778\uac00?\">1. \ub204\uac00 \ubd80\uc790\uc778\uac00?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#2_%EB%B6%80%EC%9E%90%EB%93%A4%EC%9D%80_%EC%9C%A0%EB%AA%85%ED%95%B4%EC%A7%80%EB%8A%94_%EA%B2%83%EC%9D%84_%EC%8B%AB%EC%96%B4%ED%95%9C%EB%8B%A4\" title=\"2. \ubd80\uc790\ub4e4\uc740 \uc720\uba85\ud574\uc9c0\ub294 \uac83\uc744 \uc2eb\uc5b4\ud55c\ub2e4.\">2. \ubd80\uc790\ub4e4\uc740 \uc720\uba85\ud574\uc9c0\ub294 \uac83\uc744 \uc2eb\uc5b4\ud55c\ub2e4.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#3_%ED%83%80%EA%B3%A0%EB%82%9C_%ED%92%8D%EC%A1%B1%ED%95%A8%EC%9D%80_%EB%B0%A9%ED%95%B4%EA%B0%80_%EB%90%9C%EB%8B%A4\" title=\"3. \ud0c0\uace0\ub09c \ud48d\uc871\ud568\uc740 \ubc29\ud574\uac00 \ub41c\ub2e4.\">3. \ud0c0\uace0\ub09c \ud48d\uc871\ud568\uc740 \ubc29\ud574\uac00 \ub41c\ub2e4.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#4_%EB%B6%80%EC%9E%90_%EB%B6%80%EB%AA%A8%EB%8A%94_%EC%9E%90%EB%85%80%EC%97%90%EA%B2%8C_%EB%B0%A9%ED%95%B4%EA%B0%80_%EB%90%9C%EB%8B%A4\" title=\"4. \ubd80\uc790 \ubd80\ubaa8\ub294 \uc790\ub140\uc5d0\uac8c \ubc29\ud574\uac00 \ub41c\ub2e4.\">4. \ubd80\uc790 \ubd80\ubaa8\ub294 \uc790\ub140\uc5d0\uac8c \ubc29\ud574\uac00 \ub41c\ub2e4.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#5_%EC%9D%B8%EC%A0%81_%EC%9E%90%EB%B3%B8%EA%B3%BC_%EA%B8%88%EC%9C%B5%EC%9E%90%EB%B3%B8\" title=\"5. \uc778\uc801 \uc790\ubcf8\uacfc \uae08\uc735\uc790\ubcf8\">5. \uc778\uc801 \uc790\ubcf8\uacfc \uae08\uc735\uc790\ubcf8<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#6_%EC%86%8C%EB%93%9D%EC%9D%84_%EC%9E%90%EC%82%B0%EC%9C%BC%EB%A1%9C_%EB%B0%94%EA%BF%94%EB%9D%BC\" title=\"6. \uc18c\ub4dd\uc744 \uc790\uc0b0\uc73c\ub85c \ubc14\uafd4\ub77c\">6. \uc18c\ub4dd\uc744 \uc790\uc0b0\uc73c\ub85c \ubc14\uafd4\ub77c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#7_%EB%B6%80%EC%9E%90%EC%9D%98_%EB%B0%A9%ED%95%B4%EB%AC%BC_%E2%80%93_%EC%9D%B8%ED%94%8C%EB%A0%88\" title=\"7. \ubd80\uc790\uc758 \ubc29\ud574\ubb3c &#8211; \uc778\ud50c\ub808\">7. \ubd80\uc790\uc758 \ubc29\ud574\ubb3c &#8211; \uc778\ud50c\ub808<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#8_%EC%9E%90%EC%82%B0_%EB%B0%B0%EB%B6%84%EC%9D%98_%EA%B8%B0%EC%88%A0\" title=\"8. \uc790\uc0b0 \ubc30\ubd84\uc758 \uae30\uc220\">8. \uc790\uc0b0 \ubc30\ubd84\uc758 \uae30\uc220<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#9_%EB%88%88%EB%8D%A9%EC%9D%B4%EB%A5%BC_%EA%B5%B4%EB%A0%A4%EB%9D%BC\" title=\"9. \ub208\ub369\uc774\ub97c \uad74\ub824\ub77c\">9. \ub208\ub369\uc774\ub97c \uad74\ub824\ub77c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#10_%EC%A7%80%EC%8B%9D%EC%9D%80_%EC%8B%A4%EC%A0%84%EC%A0%81%EC%9D%B4%EC%97%AC%EC%95%BC_%ED%95%9C%EB%8B%A4\" title=\"10. \uc9c0\uc2dd\uc740 \uc2e4\uc804\uc801\uc774\uc5ec\uc57c \ud55c\ub2e4.\">10. \uc9c0\uc2dd\uc740 \uc2e4\uc804\uc801\uc774\uc5ec\uc57c \ud55c\ub2e4.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#11_%EC%83%81%EC%9C%84_1%EA%B0%80_%EB%90%98%EB%9D%BC\" title=\"11. \uc0c1\uc704 1%\uac00 \ub418\ub77c\">11. \uc0c1\uc704 1%\uac00 \ub418\ub77c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#12_%EC%A0%81%EC%84%B1%EC%97%90_%EB%A7%9E%EB%8A%94_%EC%9D%BC%EC%9D%84_%ED%95%B4%EB%9D%BC\" title=\"12. \uc801\uc131\uc5d0 \ub9de\ub294 \uc77c\uc744 \ud574\ub77c\">12. \uc801\uc131\uc5d0 \ub9de\ub294 \uc77c\uc744 \ud574\ub77c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#13_%EB%8F%88%EB%B3%B4%EB%8B%A4_%EC%A0%81%EC%84%B1%EC%9D%84_%EB%94%B0%EB%9D%BC%EB%9D%BC\" title=\"13. \ub3c8\ubcf4\ub2e4 \uc801\uc131\uc744 \ub530\ub77c\ub77c\">13. \ub3c8\ubcf4\ub2e4 \uc801\uc131\uc744 \ub530\ub77c\ub77c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#14_%EC%83%81%EC%9C%84_1%EA%B0%80_%EB%8F%BC%EB%9D%BC\" title=\"14. \uc0c1\uc704 1%\uac00 \ub3fc\ub77c\">14. \uc0c1\uc704 1%\uac00 \ub3fc\ub77c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#15_%EC%A0%84%EB%AC%B8%EA%B0%80%EA%B0%80_%EB%8F%BC%EB%9D%BC\" title=\"15. \uc804\ubb38\uac00\uac00 \ub3fc\ub77c.\">15. \uc804\ubb38\uac00\uac00 \ub3fc\ub77c.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#16_%ED%95%99%EB%A0%A5%EC%9D%84_%EC%97%85%EB%AC%B4_%EB%8A%A5%EB%A0%A5%EC%9C%BC%EB%A1%9C_%EB%B0%94%EA%BF%94%EB%9D%BC\" title=\"16. \ud559\ub825\uc744 \uc5c5\ubb34 \ub2a5\ub825\uc73c\ub85c \ubc14\uafd4\ub77c.\">16. \ud559\ub825\uc744 \uc5c5\ubb34 \ub2a5\ub825\uc73c\ub85c \ubc14\uafd4\ub77c.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#17_%EA%B3%B5%EB%B6%80%EB%A5%BC_%ED%95%A0_%EB%95%8C%EC%99%80_%EC%9D%BC%ED%95%A0_%EB%95%8C\" title=\"17. \uacf5\ubd80\ub97c \ud560 \ub54c\uc640 \uc77c\ud560 \ub54c\">17. \uacf5\ubd80\ub97c \ud560 \ub54c\uc640 \uc77c\ud560 \ub54c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#18_MZ_%EC%9D%B4%EB%A0%87%EA%B2%8C_%EB%B6%80%EC%9E%90%EA%B0%80_%EB%8F%BC%EB%9D%BC_%E2%80%93_%EB%8D%95%ED%9B%84%EB%8F%84_%EC%B0%BD%EC%97%85%EC%9C%BC%EB%A1%9C%EB%B6%80%EC%9E%90%EA%B0%80_%EB%90%A0_%EC%88%98_%EC%9E%88%EB%8B%A4\" title=\"18. MZ, \uc774\ub807\uac8c \ubd80\uc790\uac00 \ub3fc\ub77c &#8211; \ub355\ud6c4\ub3c4 \ucc3d\uc5c5\uc73c\ub85c\ubd80\uc790\uac00 \ub420 \uc218 \uc788\ub2e4.\">18. MZ, \uc774\ub807\uac8c \ubd80\uc790\uac00 \ub3fc\ub77c &#8211; \ub355\ud6c4\ub3c4 \ucc3d\uc5c5\uc73c\ub85c\ubd80\uc790\uac00 \ub420 \uc218 \uc788\ub2e4.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#19_%EC%B0%BD%EC%97%85%EC%9D%B4_%EB%B3%B4%EC%83%81%EB%B0%9B%EB%8A%94_%EB%B2%95_%E2%80%93_IPO\" title=\"19. \ucc3d\uc5c5\uc774 \ubcf4\uc0c1\ubc1b\ub294 \ubc95 &#8211; IPO\">19. \ucc3d\uc5c5\uc774 \ubcf4\uc0c1\ubc1b\ub294 \ubc95 &#8211; IPO<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#20_%EC%B0%BD%EC%97%85%EC%9D%B4_%EB%B3%B4%EC%83%81_%EB%B0%9B%EB%8A%94%EB%B2%95_%E2%80%93_M_A\" title=\"20. \ucc3d\uc5c5\uc774 \ubcf4\uc0c1 \ubc1b\ub294\ubc95 &#8211; M&amp;A\">20. \ucc3d\uc5c5\uc774 \ubcf4\uc0c1 \ubc1b\ub294\ubc95 &#8211; M&amp;A<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#21_%EB%B3%B4%EC%88%98%EC%A0%81%EC%9D%B8_%ED%88%AC%EC%9E%90%EB%8A%94_%EA%B8%B0%ED%9A%8C%EB%B9%84%EC%9A%A9\" title=\"21. \ubcf4\uc218\uc801\uc778 \ud22c\uc790\ub294 \uae30\ud68c\ube44\uc6a9\">21. \ubcf4\uc218\uc801\uc778 \ud22c\uc790\ub294 \uae30\ud68c\ube44\uc6a9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#22_30%EB%8C%80%EB%8A%94_%EA%B8%B0%EC%88%A0%EC%97%90_%ED%88%AC%EC%9E%90%ED%95%B4%EC%84%9C_%EB%86%92%EC%9D%80_%EC%88%98%EC%9D%B5%EB%A5%A0%EC%9D%84_%EB%85%B8%EB%A0%A4%EC%95%BC_%ED%95%9C%EB%8B%A4\" title=\"22. 30\ub300\ub294 \uae30\uc220\uc5d0 \ud22c\uc790\ud574\uc11c \ub192\uc740 \uc218\uc775\ub960\uc744 \ub178\ub824\uc57c \ud55c\ub2e4.\">22. 30\ub300\ub294 \uae30\uc220\uc5d0 \ud22c\uc790\ud574\uc11c \ub192\uc740 \uc218\uc775\ub960\uc744 \ub178\ub824\uc57c \ud55c\ub2e4.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#23_%ED%95%9C%EA%B5%AD%EC%9D%98_%EC%83%88%EB%A1%9C%EC%9A%B4_%EA%B2%BD%EC%A0%9C%EC%99%80_%ED%95%A8%EA%BB%98%ED%95%98%EB%9D%BC\" title=\"23. \ud55c\uad6d\uc758 \uc0c8\ub85c\uc6b4 \uacbd\uc81c\uc640 \ud568\uaed8\ud558\ub77c.\">23. \ud55c\uad6d\uc758 \uc0c8\ub85c\uc6b4 \uacbd\uc81c\uc640 \ud568\uaed8\ud558\ub77c.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#24_%EC%9D%B4%EC%9D%B5%EC%9D%80_%EC%B2%A8%EB%8B%A8%EC%97%90_%EC%9E%88%EB%8B%A4\" title=\"24. \uc774\uc775\uc740 \ucca8\ub2e8\uc5d0 \uc788\ub2e4.\">24. \uc774\uc775\uc740 \ucca8\ub2e8\uc5d0 \uc788\ub2e4.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#25_%EA%B8%B0%EC%88%A0_%EA%B8%B0%EC%97%85%EC%9D%98_%EB%B9%84%EC%A6%88%EB%8B%88%EC%8A%A4_%EB%AA%A8%EB%8D%B8\" title=\"25. \uae30\uc220 \uae30\uc5c5\uc758 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\">25. \uae30\uc220 \uae30\uc5c5\uc758 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#26_%EA%B8%B0%EC%88%A0%EC%9D%84_%EA%B8%B0%EC%88%A0%EB%A1%9C_%EC%9D%B4%ED%95%B4%ED%95%A0_%ED%95%84%EC%9A%94%EB%8A%94_%EC%97%86%EB%8B%A4\" title=\"26. \uae30\uc220\uc744 \uae30\uc220\ub85c \uc774\ud574\ud560 \ud544\uc694\ub294 \uc5c6\ub2e4.\">26. \uae30\uc220\uc744 \uae30\uc220\ub85c \uc774\ud574\ud560 \ud544\uc694\ub294 \uc5c6\ub2e4.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#27_%EA%B8%B0%EC%88%A0%EC%97%90_%ED%88%AC%EC%9E%90%ED%95%98%EB%8A%94_4%EB%8B%A8%EA%B3%84\" title=\"27. \uae30\uc220\uc5d0 \ud22c\uc790\ud558\ub294 4\ub2e8\uacc4\">27. \uae30\uc220\uc5d0 \ud22c\uc790\ud558\ub294 4\ub2e8\uacc4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#28_%EA%B8%B0%EC%88%A0%EC%9D%84_%EB%B0%9C%EA%B2%AC%ED%95%98%EB%8A%94_%EB%B0%A9%EB%B2%95\" title=\"28. \uae30\uc220\uc744 \ubc1c\uacac\ud558\ub294 \ubc29\ubc95\">28. \uae30\uc220\uc744 \ubc1c\uacac\ud558\ub294 \ubc29\ubc95<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#29_%EB%82%B4%EC%A7%91_%EB%A7%88%EB%A0%A8%EC%9D%98_%EA%B8%B0%EC%88%A0\" title=\"29. \ub0b4\uc9d1 \ub9c8\ub828\uc758 \uae30\uc220\">29. \ub0b4\uc9d1 \ub9c8\ub828\uc758 \uae30\uc220<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#30_%EB%82%B4_%EC%A7%91_%EB%A7%88%EB%A0%A8%EC%9D%98_%ED%83%80%EC%9D%B4%EB%B0%8D\" title=\"30. \ub0b4 \uc9d1 \ub9c8\ub828\uc758 \ud0c0\uc774\ubc0d\">30. \ub0b4 \uc9d1 \ub9c8\ub828\uc758 \ud0c0\uc774\ubc0d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#31_2%EC%B2%9C%EB%A7%8C%EC%9B%90%EC%9D%B4_%EB%A7%8C%EB%93%9C%EB%8A%94_%EC%B0%A8%EC%9D%B4\" title=\"31. 2\ucc9c\ub9cc\uc6d0\uc774 \ub9cc\ub4dc\ub294 \ucc28\uc774\">31. 2\ucc9c\ub9cc\uc6d0\uc774 \ub9cc\ub4dc\ub294 \ucc28\uc774<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#32_%EC%96%B4%EB%94%94%EC%97%90_%EC%82%B4_%EA%B2%83%EC%9D%B8%EA%B0%80\" title=\"32. \uc5b4\ub514\uc5d0 \uc0b4 \uac83\uc778\uac00\">32. \uc5b4\ub514\uc5d0 \uc0b4 \uac83\uc778\uac00<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#33_%EB%B9%84%EA%B5%90%ED%95%98%EA%B3%A0_%EB%B9%84%EA%B5%90%ED%95%98%EA%B3%A0_%EB%B9%84%EA%B5%90%ED%95%B4%EB%9D%BC\" title=\"33. \ube44\uad50\ud558\uace0 \ube44\uad50\ud558\uace0 \ube44\uad50\ud574\ub77c\">33. \ube44\uad50\ud558\uace0 \ube44\uad50\ud558\uace0 \ube44\uad50\ud574\ub77c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#34_%EB%8F%88%EC%9D%98_%EA%B0%90%EA%B0%81%EC%9D%84_%EC%9E%83%EC%A7%80_%EB%A7%88%EB%9D%BC\" title=\"34. \ub3c8\uc758 \uac10\uac01\uc744 \uc783\uc9c0 \ub9c8\ub77c\">34. \ub3c8\uc758 \uac10\uac01\uc744 \uc783\uc9c0 \ub9c8\ub77c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#35_%EC%9E%90%EC%A1%B4%EA%B0%90%EC%9D%84_%EC%A7%80%EC%BC%9C%EB%9D%BC\" title=\"35. \uc790\uc874\uac10\uc744 \uc9c0\ucf1c\ub77c\">35. \uc790\uc874\uac10\uc744 \uc9c0\ucf1c\ub77c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#36_40%EB%8C%80_%EB%A8%B8%EB%A6%AC%EB%A5%BC_%EC%8D%A8%EB%9D%BC_%E2%80%93_%EB%8D%94_%EB%B2%8C%EA%B3%A0_%EB%8D%9C_%EC%8D%A8%EC%84%9C_%EB%8F%88%EC%9D%84_%EC%86%90%EC%97%90_%EC%A5%90%EC%96%B4%EB%9D%BC\" title=\"36. 40\ub300 \uba38\ub9ac\ub97c \uc368\ub77c &#8211; \ub354 \ubc8c\uace0 \ub35c \uc368\uc11c \ub3c8\uc744 \uc190\uc5d0 \uc950\uc5b4\ub77c\">36. 40\ub300 \uba38\ub9ac\ub97c \uc368\ub77c &#8211; \ub354 \ubc8c\uace0 \ub35c \uc368\uc11c \ub3c8\uc744 \uc190\uc5d0 \uc950\uc5b4\ub77c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#37_%ED%88%AC%EC%9E%90%ED%95%98%EA%B8%B0_%EC%A2%8B%EC%9D%80_%EB%82%98%EC%9D%B4_43%EC%84%B8\" title=\"37. \ud22c\uc790\ud558\uae30 \uc88b\uc740 \ub098\uc774 43\uc138\">37. \ud22c\uc790\ud558\uae30 \uc88b\uc740 \ub098\uc774 43\uc138<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#38_%EA%B5%90%EC%9C%A1%EC%9D%80_%EC%B5%9C%EA%B3%A0%EC%9D%98_%EC%83%81%EC%86%8D\" title=\"38. \uad50\uc721\uc740 \ucd5c\uace0\uc758 \uc0c1\uc18d\">38. \uad50\uc721\uc740 \ucd5c\uace0\uc758 \uc0c1\uc18d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#39_%EC%A1%B0%EA%B1%B4_%EA%B7%B8%EB%A3%B9%EC%9D%84_%EB%91%AC%EB%9D%BC\" title=\"39. \uc870\uac74 \uadf8\ub8f9\uc744 \ub46c\ub77c\">39. \uc870\uac74 \uadf8\ub8f9\uc744 \ub46c\ub77c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#40_50%EB%8C%80_%EC%BB%A4%EB%A6%AC%EC%96%B4%EC%9D%98_%EA%B8%B0%EC%88%A0\" title=\"40. 50\ub300 \ucee4\ub9ac\uc5b4\uc758 \uae30\uc220\">40. 50\ub300 \ucee4\ub9ac\uc5b4\uc758 \uae30\uc220<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#41_%EC%9D%BC%ED%95%98%EB%8A%94_%EC%82%AC%EB%9E%8C%EC%9D%98_1%EB%85%84%EC%9D%80_%EC%9D%BC%ED%95%98%EC%A7%80_%EC%95%8A%EB%8A%94_%EC%82%AC%EB%9E%8C%EC%9D%98_2%EB%85%84%EC%9D%B4%EB%8B%A4\" title=\"41. \uc77c\ud558\ub294 \uc0ac\ub78c\uc758 1\ub144\uc740 \uc77c\ud558\uc9c0 \uc54a\ub294 \uc0ac\ub78c\uc758 2\ub144\uc774\ub2e4.\">41. \uc77c\ud558\ub294 \uc0ac\ub78c\uc758 1\ub144\uc740 \uc77c\ud558\uc9c0 \uc54a\ub294 \uc0ac\ub78c\uc758 2\ub144\uc774\ub2e4.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#42_%EB%8D%94_%EC%9D%BC%ED%95%98%EB%8A%94_%EA%B2%83%EC%9D%98_%EB%B6%80%EC%88%98%EC%9E%85\" title=\"42. \ub354 \uc77c\ud558\ub294 \uac83\uc758 \ubd80\uc218\uc785\">42. \ub354 \uc77c\ud558\ub294 \uac83\uc758 \ubd80\uc218\uc785<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-43\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#43_%EC%A0%84%EB%AC%B8%EC%84%B1%EC%9D%84_%EC%82%B4%EB%A0%A4%EB%9D%BC\" title=\"43. \uc804\ubb38\uc131\uc744 \uc0b4\ub824\ub77c\">43. \uc804\ubb38\uc131\uc744 \uc0b4\ub824\ub77c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-44\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#44_%EB%84%A4%ED%8A%B8%EC%9B%8C%ED%81%AC%EB%A5%BC_%EC%8C%93%EC%95%84%EB%9D%BC\" title=\"44. \ub124\ud2b8\uc6cc\ud06c\ub97c \uc313\uc544\ub77c.\">44. \ub124\ud2b8\uc6cc\ud06c\ub97c \uc313\uc544\ub77c.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-45\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#45_%EB%B6%84%EC%82%B0%EC%9C%BC%EB%A1%9C_%EC%A7%80%EC%BC%9C%EB%9D%BC\" title=\"45. \ubd84\uc0b0\uc73c\ub85c \uc9c0\ucf1c\ub77c\">45. \ubd84\uc0b0\uc73c\ub85c \uc9c0\ucf1c\ub77c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-46\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#46_%EB%B6%80%EC%B1%84%EB%A5%BC_%EC%A4%84%EC%97%AC%EB%9D%BC\" title=\"46. \ubd80\ucc44\ub97c \uc904\uc5ec\ub77c\">46. \ubd80\ucc44\ub97c \uc904\uc5ec\ub77c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-47\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#47_BS%EB%8A%94_IS%EC%9D%98_%EB%AF%B8%EB%9E%98%EB%8B%A4\" title=\"47. B\/S\ub294 I\/S\uc758 \ubbf8\ub798\ub2e4.\">47. B\/S\ub294 I\/S\uc758 \ubbf8\ub798\ub2e4.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-48\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#48_%EB%B6%80%EC%9E%90%EC%97%90_%EB%8B%A4%EA%B0%80%EA%B0%80%EB%9D%BC\" title=\"48. \ubd80\uc790\uc5d0 \ub2e4\uac00\uac00\ub77c\">48. \ubd80\uc790\uc5d0 \ub2e4\uac00\uac00\ub77c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-49\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#49_%EC%8B%9C%EA%B0%84%EC%9D%84_%EB%82%B4_%ED%8E%B8%EC%9C%BC%EB%A1%9C_%EB%A7%8C%EB%93%A4%EC%96%B4%EB%9D%BC\" title=\"49. \uc2dc\uac04\uc744 \ub0b4 \ud3b8\uc73c\ub85c \ub9cc\ub4e4\uc5b4\ub77c.\">49. \uc2dc\uac04\uc744 \ub0b4 \ud3b8\uc73c\ub85c \ub9cc\ub4e4\uc5b4\ub77c.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-50\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#50_%ED%98%84%EB%AA%85%ED%95%9C_%EB%B6%80%EC%9E%90%EA%B0%80_%EB%8F%BC%EB%9D%BC\" title=\"50. \ud604\uba85\ud55c \ubd80\uc790\uac00 \ub3fc\ub77c\">50. \ud604\uba85\ud55c \ubd80\uc790\uac00 \ub3fc\ub77c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-51\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#51_%EB%B6%80%EC%9E%90%EB%8A%94_%EC%A2%8B%EC%9D%80_%EC%82%AC%EB%9E%8C%EC%9D%B4%EB%8B%A4\" title=\"51. \ubd80\uc790\ub294 \uc88b\uc740 \uc0ac\ub78c\uc774\ub2e4.\">51. \ubd80\uc790\ub294 \uc88b\uc740 \uc0ac\ub78c\uc774\ub2e4.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-52\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#52_%EA%B3%BC%EC%A0%95%EC%9D%84_%EC%A4%91%EC%9A%94%ED%95%98%EA%B2%8C_%EC%83%9D%EA%B0%81%ED%95%B4%EB%9D%BC\" title=\"52. \uacfc\uc815\uc744 \uc911\uc694\ud558\uac8c \uc0dd\uac01\ud574\ub77c.\">52. \uacfc\uc815\uc744 \uc911\uc694\ud558\uac8c \uc0dd\uac01\ud574\ub77c.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-53\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#53_%ED%88%AC%EC%9E%90%EB%A1%9C_%EC%88%9C%ED%95%AD%ED%95%B4%EB%9D%BC\" title=\"53. \ud22c\uc790\ub85c \uc21c\ud56d\ud574\ub77c\">53. \ud22c\uc790\ub85c \uc21c\ud56d\ud574\ub77c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-54\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#54_%EC%9E%90%EB%85%80%EC%97%90%EA%B2%8C_%EB%8F%88%EC%9D%84_%EB%8B%A4%EB%A3%A8%EB%8A%94_%EB%B2%95%EC%9D%84_%EA%B0%80%EB%A5%B4%EC%B3%90%EC%A4%98%EB%9D%BC\" title=\"54. \uc790\ub140\uc5d0\uac8c \ub3c8\uc744 \ub2e4\ub8e8\ub294 \ubc95\uc744 \uac00\ub974\uccd0\uc918\ub77c.\">54. \uc790\ub140\uc5d0\uac8c \ub3c8\uc744 \ub2e4\ub8e8\ub294 \ubc95\uc744 \uac00\ub974\uccd0\uc918\ub77c.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-55\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#55_%EC%A7%81%EC%97%85_%EC%9C%A4%EB%A6%AC%EB%A5%BC_%EA%B0%80%EC%A0%B8%EB%9D%BC\" title=\"55. \uc9c1\uc5c5 \uc724\ub9ac\ub97c \uac00\uc838\ub77c\">55. \uc9c1\uc5c5 \uc724\ub9ac\ub97c \uac00\uc838\ub77c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-56\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#56_%EA%B1%B4%EC%A0%84%ED%95%9C_%EC%83%9D%EA%B0%81%EC%9D%84_%EA%B0%80%EC%A0%B8%EB%9D%BC\" title=\"56. \uac74\uc804\ud55c \uc0dd\uac01\uc744 \uac00\uc838\ub77c\">56. \uac74\uc804\ud55c \uc0dd\uac01\uc744 \uac00\uc838\ub77c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-57\" href=\"https:\/\/saku-hika.azki.in\/?p=3351\/#57_%EC%95%84%ED%8B%B0%EC%8A%A4%ED%8A%B8%EA%B0%80_%EB%8F%BC%EB%9D%BC\" title=\"57. \uc544\ud2f0\uc2a4\ud2b8\uac00 \ub3fc\ub77c.\">57. \uc544\ud2f0\uc2a4\ud2b8\uac00 \ub3fc\ub77c.<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_%EB%88%84%EA%B0%80_%EB%B6%80%EC%9E%90%EC%9D%B8%EA%B0%80\"><\/span>1. \ub204\uac00 \ubd80\uc790\uc778\uac00?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ud604\uc2e4\uc5d0\uc11c \ub204\uad6c\ub098 \ubd80\uc790\uac00 \ub420 \uc218 \uc788\uc9c0\ub9cc \ubd88\uac00\ub2a5\ud558\ub2e4\uace0 \ub290\ub07c\ub294 \uc774\uc720\ub294 \ubd80\uc790\uc758 \uc815\uc758\uac00 \ubaa8\ud638\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub807\uae30\uc5d0 \uae30\uc900\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ubd80\uc790\uac00 \ub418\uae30 \uc704\ud574\uc18c\ub294 \ubaa9\ud45c\ub97c \uc138\uc6b0\uace0 \ubd80\uc790\uc5d0 \ub300\ud55c \uc815\uc758\ub97c \ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \ucc45\uc5d0\uc11c \uc815\uc758 \ud558\ub294 \ubd80\uc790\ub294 &#8220;\uacbd\uc81c\uc801 \uc790\uc720\ub97c \uc5bb\uace0 \ub0a8\uc744 \ubd80\ub7ec\uc6cc\ud558\uc9c0 \uc54a\ub294 \uc0ac\ub78c&#8221;\uc73c\ub85c \uc815\uc758\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_%EB%B6%80%EC%9E%90%EB%93%A4%EC%9D%80_%EC%9C%A0%EB%AA%85%ED%95%B4%EC%A7%80%EB%8A%94_%EA%B2%83%EC%9D%84_%EC%8B%AB%EC%96%B4%ED%95%9C%EB%8B%A4\"><\/span>2. \ubd80\uc790\ub4e4\uc740 \uc720\uba85\ud574\uc9c0\ub294 \uac83\uc744 \uc2eb\uc5b4\ud55c\ub2e4.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc18c\ub85c\uc2a4\ub294 \ub4e4\uc5b4\ubd24\uc5b4\ub3c4 \ub4dc\ub7ed\ud070\ubc00\ub7ec\ub294 \ub4e4\uc5b4\ubcf8 \uc0ac\ub78c\uc740 \uc5c6\uc744 \uac83\uc774\ub2e4.  \uc18c\ub85c\uc2a4 \ud380\ub4dc\uc5d0\uc11c \uc218\uc775\uc744 \ub9ce\uc774 \ubc8c\uc740 \ub4dc\ub7ed\ud070\ubc00\ub7ec\ub294 &#8220;\uc720\uba85\ud574\uc9c0\ub294 \uac83\uc774 \ub450\ub824\uc6cc\uc11c&#8221; \uadf8\uc758 \uc0c1\uc0ac\uc778 \uc18c\ub85c\uc2a4\uac00 \ud588\ub2e4\uace0 \ud558\uc600\ub2e4.<\/p>\n\n\n\n<p>\uc774\ucc98\ub7fc \ubd80\uc790\uac00 \ub418\ub824\uba74 \uc774\ub7f0 &#8220;\ucc99&#8221;\ub77c\ub294 \uc0ac\ub78c\uc744 \uba40\ub9ac\ud574\uc57c\ud55c\ub2e4. \uc2a4\uc2a4\ub85c \uacb0\uc815\ud558\uace0 \uadf8 \uacb0\uc815\uc744 \ubbff\uc744 \uc218 \uc788\uc5b4\uc57c\ud55c\ub2e4. \uacb0\ub860\uc801\uc73c\ub85c\ub294 \uc790\uc874\uac10\uc774 \ub192\uc544\uc57c\ud55c\ub2e4\ub294 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_%ED%83%80%EA%B3%A0%EB%82%9C_%ED%92%8D%EC%A1%B1%ED%95%A8%EC%9D%80_%EB%B0%A9%ED%95%B4%EA%B0%80_%EB%90%9C%EB%8B%A4\"><\/span>3. \ud0c0\uace0\ub09c \ud48d\uc871\ud568\uc740 \ubc29\ud574\uac00 \ub41c\ub2e4.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ubd80\uc790\uc5d0 \ub300\ud55c \ucd5c\ucd08\uc758 \uae30\ub85d\uc740 \uae30\uc6d0\uc804 \uc911\uad6d\uc758 \ud55c\ub098\ub77c\uc758 \uc5ed\uc0ac\uac00 \uc0ac\ub9c8\ucc9c\uc774 \uc0ac\uae30 \ud654\uc2dd\uc5f4\uc804\uc5d0 \ub0a8\uacbc\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p> \ucd08\ub098\ub77c\uc640 \uc6d4\ub098\ub77c\ub294 \ud1a0\uc9c0\uac00 \ub113\uc740\ub370 \uc778\uad6c\uac00 \ub4dc\ubb3c\uc5b4 \uc7a5\uc0ac\uafbc\uc744 \uae30\ub2e4\ub9ac\uc9c0 \uc54a\uc544\ub3c4 \uba39\uc744 \uac83\ub4e4\uc774 \ud48d\ubd80\ud574 \uad76\uc8fc\ub9ac\ub294 \uadfc\uc0bc\uc774 \uc5c6\ub2e4. \uadf8\ub798\uc11c \uac8c\uc774\ub974\uace0 \uad6c\ucc28\ud558\uac8c \uc0b4\uba70 \uc800\ucd95\ud55c \uac83\ub4e4\uc774 \uc5c6\uc5b4\uc11c \uac00\ub09c\ud55c \uc790\ub4e4\uc774 \ub9ce\ub2e4. \uc774\ub7ec\ub294 \uae4c\ub2ed\uc5d0 \uac15\uc218\uc640 \ud68c\uc218 \ub0a8\ucabd\uc5d4 \ucda5\uace0 \ubc30\uacfc\ud558\ub294 \uc0ac\ub78c\ub4e4\uc774 \uc5c6\uc9c0\ub9cc \ucc9c\uae08\uc744 \uac00\uc9c4 \uc9c4\ub3c4 \uc5c6\ub2e4. \uae30\uc218\uc640 \uc0ac\uc218 \ubcf5\ucabd\uc740 \ud1a0\uc9c0\ub294 \uc791\uace0 \uc778\uad6c\ub294 \ub9ce\uc73c\uba70 \uc790\uc8fc \uc218\ud574\uc640 \uac00\ubb44\uc758 \ud53c\ud574\ub97c \uc785\uc5b4 \ubc31\uc131\uc774 \uc800\ucd95\ud558\ub294 \uac83\uc744 \uc88b\uc544\ud55c\ub2e4. \uadf8\ub7ec\ubbc0\ub85c \ub18d\uc0ac \uc9d3\ub294 \uac83\uc744 \uc990\uaca8\ud558\uace0 \ubc31\uc131\uc744 \uc911\uc694\ud558\uac8c \uc5ec\uae34\ub2e4. <\/p>\n<\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\ucd08\ub098\ub77c\ub294 \uc911\uad6d\uc758 \ub0a8\ucabd\uc5d0 \uc788\ub358 \ub098\ub77c\uc774\uace0 \uc6d4\ub098\ub77c\ub294 \uc6d4\ub0a8, \uc9c0\uae08\uc758 \ubca0\ud2b8\ub0a8\uc774\ub2e4. \uc591\ucbd4\uac15 \uc720\uc5ed\uc740 \uc774\ubaa8\uc791 \ubca0\ud2b8\ub0a8 \ub0a8\ubd80\ub294 \uc0bc\ubaa8\uc791\uc744 \ud55c\ub2e4. \uc0b0\ubb3c\uc774 \ud48d\ubd80\ud558\uba74 \ubd80\uc790\uac00 \ub9ce\uc744 \uac83 \uac19\uc9c0\ub9cc \uadf8\ub807\uc9c0 \uc54a\ub2e4. \uc624\ud788\ub824 \ubc18\ub300\uc774\ub2e4. \ud658\uacbd\uc6b0 \uc8fc\ub294 \ud480\uc694\ub85c\uc6c0\uc774 \uc0ac\ub78c\uc744 \uac8c\uc73c\ub974\uac8c \ub9cc\ub4e4\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n<\/blockquote>\n\n\n\n<p>\uc2ec\ud50c\ud558\uac8c \uc778\ub958\uac00 \ub18d\uacbd\uc5d0\uc11c \ubc97\uc5b4\ub0ac\uc5b4\ub3c4 \ud55c\uad6d, \uc911\uad6d, \uc77c\ubcf8, \ub4f1 \ub3d9\ubd81\uc544\uc2dc\uc544 \uad6d\uac00\ub4e4\uc758 \ucd1d \uc800\ucd95\ub960\uc740 2024\ub144 41% \uc544\uc138\uc548 5\uac1c\uad6d\uc740 28%\uc774\ub2e4. \ud658\uacbd\uc774 \ucc99\ubc15\ud55c \ub098\ub77c \uad6d\ubbfc\ub4e4\uc758 \uc720\uc804\uc790\uc5d0\ub294 \uc9c0\uae08\uae4c\uc9c0\ub3c4 \uadfc\uba74\ud568\uc774 \uc0c8\uaca8\uc838 \uc788\ub2e4.<\/p>\n\n\n\n<p>\ud0c0\uace0\ub09c \ud48d\uc694\ub85c\uc6c0\uc740 \uc800\ucd95\uacfc \ud22c\uc790\uc758 \ud544\uc694\uc131\uc744 \ub35c \ub290\ub07c\uac8c \ud55c\ub2e4. \ud558\uc9c0\ub9cc \uc800\ucd95\ud558\uba74 \ub354 \ud22c\uc790\ud560 \uc218 \uc788\uace0 \ub354 \uc131\uc7a5\ud574\uc11c \uc798\uc0b4 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_%EB%B6%80%EC%9E%90_%EB%B6%80%EB%AA%A8%EB%8A%94_%EC%9E%90%EB%85%80%EC%97%90%EA%B2%8C_%EB%B0%A9%ED%95%B4%EA%B0%80_%EB%90%9C%EB%8B%A4\"><\/span>4. \ubd80\uc790 \ubd80\ubaa8\ub294 \uc790\ub140\uc5d0\uac8c \ubc29\ud574\uac00 \ub41c\ub2e4.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc704 \uc774\uc57c\uae30\ub294 \ub098\ub77c\uc5d0\ub9cc \uc801\uc6a9\ub418\ub294 \uac83\uc740 \uc544\ub2c8\ub2e4 \uc88b\uc740 \ubd80\ubaa8\ub294 \uc790\ub140\uac00 \ubb38\uc81c\uc5d0 \ub9de\ub2e5\ub728\ub838\uc744 \ub54c \ud574\uacb0\ud574\uc8fc\ub294 \ub300\uc2e0 \ud574\uacb0\ud558\ub294 \ub2a5\ub825\uc744 \ud0a4\uc6cc\uc900\ub2e4.<\/p>\n\n\n\n<p>\uc790\ub140\ub97c \uae08\uc218\uc800\ub85c \ud0a4\uc6b0\uace0 \uc2f6\ub2e4\uba74 \ub2e4\uc2dc \uc0dd\uac01\ud574\uc57c\ud55c\ub2e4. \uc6b0\ub9ac\ub098\ub77c\ub294 20\ub300\uae4c\uc9c0\ub9cc \uae08\uc218\uc800\uc774\ub2e4. \ud55c\uad6d\uc5d0\uc11c \uc7ac\uc0b0\uc744 \ubb3c\ub824\uc8fc\uace0, \ubb3c\ub824\ubc1b\uae30\ub294 \uc810\uc810 \uc5ec\ub824\uc6cc\uc9c0\uace0 \uc788\ub2e4.<\/p>\n\n\n\n<p>\ud55c \uc77c\ud654\uac00 \uc788\ub530. 100\uc5b5\uc6d0 \uc9dc\ub9ac \ube4c\ub529\uc744 \uc0ac\uc11c 1000\uc5b5\uc5d0 \ub9e4\ub3c4\ud558\uace0 \uac01\uc885 \uc138\uae08\uc744 \ub0b4\uc600\ub294\ub370 450\uc5b5\uc774 \ub418\uc5c8\ub2e4. \uacb0\uad6d \uc138 \uba85\uc758 \uc790\uc2dd\uc5d0\uac8c 150\uc5b5\uc6d0 \uc529 \ub098\ub220\uc8fc\uace0 \uac01\uac01 \uc99d\uc5ec\uc138\ub97c 50\uc5b5\uc744 \ub0b4\uc600\uc5b4\ub2c8 1000\uc5b5\uc774 300\uc5b5\uc774 \ub418\uc5c8\ub2e4.<\/p>\n\n\n\n<p>\ubd80\ubaa8\uac00 \uc790\ub140\uc5d0\uac8c \ubb3c\ub824\uc918\uc57c \ud558\ub294 \uac83\uc740 \ub3c8\uc774 \uc544\ub2c8\ub77c \uc798 \uc0b4\uace0\uc790 \ud558\ub294 \ub3d9\uae30\uc774\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_%EC%9D%B8%EC%A0%81_%EC%9E%90%EB%B3%B8%EA%B3%BC_%EA%B8%88%EC%9C%B5%EC%9E%90%EB%B3%B8\"><\/span>5. \uc778\uc801 \uc790\ubcf8\uacfc \uae08\uc735\uc790\ubcf8<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc0ac\ub78c\uc5d0\uac8c\ub294 \uc778\uc801\uc790\ubcf8\uacfc \uae08\uc735\uc790\ubcf8\uc774 \uc788\ub2e4.<\/p>\n\n\n\n<p>\uc778\uc801 \uc790\ubcf8\uc740 \ud0dc\uc5b4\ub098\uc11c 20\ub300 \ucd08\uc911\ubc18\uc5d0 \uad50\uc721\uc73c\ub85c \ud615\uc131\ub418\uace0 \uc778\uc801 \uc790\ubcf8\uc740 \uadfc\ub85c \uc18c\ub4dd\uc758 \uc6d0\uc804\uc774\uace0 \uc740\ud1f4\ud560 \ub54c \uae4c\uc9c0 \uac10\uac00\uc0c1\uac01\ub41c\ub2e4.<\/p>\n\n\n\n<p>\uc9c1\uc5c5\uc5d0 \ub530\ub77c \uc778\uc801 \uc790\ubcf8\uacfc \uae08\uc735\uc790\ubcf8\uc744 \ud0a4\uc6cc\uc57c\ud558\ub294 \uc2dc\uae30\uac00 \uac01\uae30 \ub2e4\ub974\ub2e4. <\/p>\n\n\n\n<p>\uc778\uae30\ub97c \ub204\ub9b0 \uc544\uc774\ub3cc\uc774 20\ub300\uc5d0 \uac74\ubb3c\uc8fc\uac00 \ub418\ub294 \uac74 \ubd80\ub7ec\uc6c0\uc744 \uc0ac\uc9c0\ub9cc 20\ub300\uc5d0 \uc131\ud328\uac00 \uac08\ub9ac\ub294 \uc9c1\uc811\uc758 \ud2b9\uc131\uc774 \ubc18\uc601\ub3fc \uc788\ub2e4. \uc544\uc774\ub3cc\ucc98\ub7fc \uc77c\ubc18 \uc9c1\uc7a5\uc778\ubcf4\ub2e4 \uc18c\ub4dd\uc758 \uace0\uc810\uc774 \uc774\ub978 \uc9c1\uc5c5\uc740 \uc18c\ub4dd\uc744 \ube60\ub974\uac8c \uc790\uc0b0\uc73c\ub85c \ubc14\uafd4\uc57c\ud55c\ub2e4. \uc758\uc0ac\ub294 \ubc30\uc6b0\ub294 \uae30\uac04\uc774 \uae38\uc5b4 \uc18c\ub4dd\uc774 \ub2a6\uac8c \ubc1c\uc0dd\ud558\uc9c0\ub9cc \uc18c\ub4dd\uc758 \uace0\uc810\uc774 \uc77c\ubc18 \uc9c1\uc7a5\uc778 \ubcf4\ub2e4 \ub192\uace0 \uc740\ud1f4\uac00 \ub2a6\ub2e4. \uacf5\ubb34\uc6d0\uc740 \uc801\uc740 \uc18c\ub4dd\uc73c\ub85c \uc2dc\uc791\ud558\uc9c0\ub9cc \uc815\ub144\uc774 \ubcf4\uc7a5\ub3fc \uc9c1\uc5c5\uc758 \uc548\uc815\uc131\uc774 \ub192\uace0, \uc815\ub144\uae4c\uc9c0 \uc18c\ub4dd\ub3c4 \uc99d\uac00\ud558\uae30 \ub54c\ubb38\uc5d0 \uc778\uc801 \uc790\ubcf8\uc758 \uac10\uac00\uc0c1\uac01\uc774 \ub2e4\ub978 \uc9c1\uc5c5\ub4e4\uc5d0 \ube44\ud574 \ub290\ub9ac\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub7ec\ud55c \ud2b9\uc131\uc744 \uac10\uc548\ud558\uc5ec \uc790\uc0b0\uc744 \uc6b4\uc6a9\ud558\uba74 \uc18c\ub4dd\uc758 \uc99d\uac00\uac00 \ub05d\ub098\uac08 \ubb34\ub835 \uc790\uc5f0\uc2a4\ub808 \ubd80\uc790\uac00 \ub3fc \uc788\uc744 \uac83\uc774\ub2e4. \uadf8 \uc2dc\uae30\ub294 50\ub300 \ubd80\ud130\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_%EC%86%8C%EB%93%9D%EC%9D%84_%EC%9E%90%EC%82%B0%EC%9C%BC%EB%A1%9C_%EB%B0%94%EA%BF%94%EB%9D%BC\"><\/span>6. \uc18c\ub4dd\uc744 \uc790\uc0b0\uc73c\ub85c \ubc14\uafd4\ub77c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc18c\ub4dd\uc740 \uacc4\uc18d \ub298\uc9c0\ub3c4, \uc601\uc6d0\ud558\uc9c0\ub3c4 \uc54a\ub2e4. \uac11\uc790\uae30 \ubd80\uc790\uac00 \ub420 \uc218\ub3c4 \uc5c6\ub2e4. \uc18c\ub4dd\uc744 \uc790\uc0b0\uc73c\ub85c \uc798 \ubc14\uafd4\uc57c \ubd80\uc790\uac00 \ub420 \uc218 \uc788\ub2e4. \ubc14\uafb8\ub294 \ub3c4\uad6c\ub294 \uc2dc\uae30\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c4\ub2e4.<\/p>\n\n\n\n<p>\ubd80\uc790\ub294 30\ub300\uc5d0 \uc798 \ubc8c\uc5b4\uc11c, 40\ub300\uc5d0 \uc774\ub97c \uc790\uc0b0\uc73c\ub85c \ubc14\uafb8\uace0, 50\ub300\uc5d0 \uc790\uc0b0\uc744 \ucda9\ubd84\ud788 \uc313\uc740 \uc0ac\ub78c\uc774 \ub420 \uc218 \uc788\ub2e4.<br>-&gt; \ud558\uc9c0\ub9cc \ub9d0\ucc98\ub7fc \ubd80\uc790\ub85c \uac00\ub294 \uae38\uc774 \uc21c\ud0c4\uce58\ub9cc\uc740 \uc54a\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"7_%EB%B6%80%EC%9E%90%EC%9D%98_%EB%B0%A9%ED%95%B4%EB%AC%BC_%E2%80%93_%EC%9D%B8%ED%94%8C%EB%A0%88\"><\/span>7. \ubd80\uc790\uc758 \ubc29\ud574\ubb3c &#8211; \uc778\ud50c\ub808<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ubd80\uc790\uac00 \ub418\uae30\uae4c\uc9c0\uc758 \ubc29\ud574\ubb3c\ub4e4\uc774 \ub9ce\ub2e4. \uc0ac\ub78c\uc740 \ub354 \ubc8c\uba74 \ub354 \uc4f0\uace0 \uc2f6\uc5b4\uc9c4\ub2e4. \uc18c\ub4dd \uc0c1\uc704 10% \uac00\uad6c\ub294 \ud3c9\uad70 \uac00\uad6c\ubcf4\ub2e4 3.2\ubc30 \ub354 \ubc8c\uace0 2.1\ubc30 \ub354 \uc4f4\ub2e4. \uc774 \uc911\uc5d0 \ud3c9\uade0 \uc774\ud558\ub85c \uc9c0\ucd9c\ud558\ub294 \uac00\uad6c\ub294 1800\uc5ec \uac00\uad6c \uc911 104\uac00\uad6c \ubc16\uc5d0 \uc5c6\uc5c8\ub2e4. 40\ub300 \uc18c\ub4dd \uc0c1\uc704 10%\uc778 509\uac00\uad6c \uc911\uc5d4 13\uac00\uad6c\uc5d0 \ubd88\uacfc\ud588\ub2e4.<\/p>\n\n\n\n<p>\uc0ac\ud68c\uc801 \ube44\uc6a9(\uc138\uae08, \uc5f0\uae08, \uac74\uac15 \ubcf4\ud5d8)\uc758 \uc778\uc0c1\ub418\uc5b4 \uac11\uc790\uae30 \ube44\uc6a9\uc774 \ub298\uc5b4\ub0a0 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"8_%EC%9E%90%EC%82%B0_%EB%B0%B0%EB%B6%84%EC%9D%98_%EA%B8%B0%EC%88%A0\"><\/span>8. \uc790\uc0b0 \ubc30\ubd84\uc758 \uae30\uc220<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc774\ub7ec\ud55c \ubc29\ud574\ubb3c\uc744 \ud574\uce58\uace0 \ubd80\uc790\uac00 \ub418\ub294 \uae38\ub85c \uc548\ub0b4\ud574\uc8fc\ub294 \ub098\uce68\ubc18\uc774 \uc790\uc0b0 \ubc30\ubd84\uc758 \uae30\uc220\uc774\ub2e4.<\/p>\n\n\n\n<p>\uc790\uc0b0 \ubc30\ubd84\uc758 \ud575\uc2ec\uc740 3\uac00\uc9c0\uc774\ub2e4.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\uc7a5\uae30 \uad00\uc810\uc5d0\uc11c \uc8fc\uc2dd\uc744 \uc911\uc2ec\uc73c\ub85c \uc790\uc0b0\uc744 \ubc30\ubd84\ud574\uc57c \ud55c\ub2e4.<\/li>\n\n\n\n<li>\ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub294 \ucda9\ubd84\ud788 \ubd84\uc0b0\ud574\uc57c \ud55c\ub2e4.<\/li>\n\n\n\n<li>\uc138\uae08\uc744 \uc2e0\uacbd\uc368\uc57c\ud55c\ub2e4.<\/li>\n<\/ol>\n\n\n\n<p>\uc8fc\uc2dd\uc744 \uc911\uc810\uc73c\ub85c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub294 \uad6c\uc131\ud574\uc57c \ud558\ub294 \uc774\uc720\ub294 \uc8fc\uc2dd\uc774 \ub9ac\uc2a4\ud06c \ud504\ub9ac\ubbf8\uc5c4\uc744 \ub3cc\ub824\uc8fc\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n\n\n\n<p>\ud22c\uc790\uc758 \uad81\uadf9\uc801\uc778 \ubaa9\uc801\uc740 \uad6c\ub9e4\ub825\uc744 \ud68d\ub4dd\ud558\ub294 \uac83\uc774\ub2e4. \ubb3c\uac00 \uc0c1\uc2b9\ub960\uc744 \uc6c3\ub3c4\ub294 \ub9cc\ud07c\uc774 \uad6c\ub9e4\ub825\uc778\ub370, \ucc44\uad8c\uc740 \ucda9\ubd84\uce58 \uc54a\ub2e4. \ucc44\uad8c\uc774\ub098 \uc608\uae08\uc5d0 \uc790\uc0b0\uc5d0 20% \uc774\uc0c1\uc744 \ubc30\ubd84\ud558\ub294 \uac74 \uad8c\ud558\uc9c0 \uc54a\ub294\ub2e4. \ud55c\uad6d \uc8fc\uc2dd \uc2dc\uc7a5\uc740 \uae38\uac8c \ubcf4\uba74 \ud56d\uc0c1 \uadf8 \uc774\uc0c1\uc744 \ub3cc\ub824\uc92c\ub2e4.<\/p>\n\n\n\n<p>\uc6b0\ub9ac\uc640 \ub2e4\ub978 \uacbd\uc81c\uc801 \uc694\uc778\ub4e4\uc774 \uc218\uc775\ub960\uc744 \uacb0\uc815\ud558\ub294 \ud574\uc678 \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud558\uba74 \uad6d\ub0b4 \uc8fc\uc2dd\uc5d0 \ubd80\uc871\ud55c \ud2b9\uc9d5\ub4e4\uc744 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \ucd94\uac00\ud560 \uc218 \uc788\ub2e4. \uadf8\ub7ec\uba74 \uae30\ub300\uc218\uc775\ub960\uc740 \uc720\uc9c0\ub418\uba74\uc11c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc758 \uc704\ud5d8\uc740 \ub0ae\uc544\uc9c4\ub2e4.<\/p>\n\n\n\n<p>\ud55c\uad6d\uc8fc\uc2dd\uc758 \uc88b\uc740 \uc9dd\uc740 \ubbf8\uad6d \uc8fc\uc2dd\uc774\ub2e4. \ud55c\uad6d \uc8fc\uc2dd \uc2dc\uc7a5\uc740 \uc81c\uc870\uc5c5, \uc218\ucd9c\uae30\uc5c5, \ubc18\ub3c4\uccb4 \ub4f1 \uc911\uac04\uc7ac \ube44\uc911\uc5d0 \ub192\uc740\ub370, \ubbf8\uad6d \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud558\uba74 \uc6d0\ub824\uc640 \uc644\uc81c\ud488\uc744 \ub9cc\ub4dc\ub294 \uae30\uc5c5, \uc8fc\uc8fc\ud658\uc6d0, \ub2ec\ub7ec \ub4f1\uc758 \ud2b9\uc9d5\uc774 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \ub354\ud574\uc57c\uc9c4\ub2e4. \uc911\uad6d \uc8fc\uc2dd\uc740 \uc0c1\uad00\uacc4\uc218\uac00 0.9\uc5d0 \uac00\uae4c\uc6b8 \uc815\ub3c4\ub85c \ub9e4\uc6b0 \ube44\uc2b7\ud558\uac8c \uc6c0\uc9c1\uc5ec\uc11c \uc88b\uc740 \uc9dd\uc740 \uc544\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc138\uae08\uc5d0 \ub300\ud574\uc11c\ub294 \ud22c\uc790 \uae08\uc561\uc5d0 \ucee4\uc9c8 \uc218\ub85d \ubbfc\uac10\ud574\uc57c\ud558\uc9c0\ub9cc \uc6cc\ub099 \ubcf5\uc7a1\ud574\uc11c \ub193\uce58\uae30 \uc27d\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uad6d\ub0b4 \uc8fc\uc2dd\uc740 \uc591\ub3c4 \uc18c\ub4dd\uc5d0 \ub300\ud574 \uc138\uae08\uc744 \ub0b4\uc9c0 \uc54a\ub294\ub2e4. \ubc30\ub2f9\uc5d0 \ub300\ud574\uc120 15.4% \uc138\uae08\uc744 \ub0b8\ub2e4. \ubc18\uba74, \ud574\uc678 \uc8fc\uc2dd\uc740 \uc591\ub3c4\uc18c\ub4dd\uc5d0 \ub300\ud574 22% \ubc30\ub2f9\uc5d0\ub300\ud574\uc11c\ub3c4 15.4%\uc758 \uc138\uae08\uc744 \ub0b8\ub2e4. \ud574\uc678 \uc8fc\uc2dd ETF\ub294 15.4% \uc138\uae08\uc744 \ub0b8\ub2e4. \uadf8\ub7ec\ub2c8 \ud574\uc678 \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud560 \ub54c\uc5d4 IRP\ucc98\ub7fc \uc808\uc138 \ud560 \uc218 \uc788\ub294 \uc0c1\ud488\uc744 \uc774\uc6a9\ud558\ub294 \uac83\uc774 \uc88b\ub2e4.<\/p>\n\n\n\n<p>\uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud560 \ub3c8\uc744 \ubca4\ucc98\ud22c\uc790\uc870\ud569\uc5d0 \ucd9c\uc790\ud558\uba74 \uc8fc\uc2dd \uc2dc\ud669\uc5d0 \ub530\ub978 \uae30\ub300 \uc218\uc775\ub8f0\uacfc \ub9ac\uc2a4\ud06c\ub294 \ube44\uc2b7\ud574\ub3c4 3000\ub9cc \uc6d0\uae4c\uc9c0 100%, 5000\ub9cc\uc6d0\uae4c\uc9c0 70% \ub0b8 \uc138\uae08\uc744 \ub3cc\ub824\ubc1b\ub294\ub2e4. \uc5f0\uc18c\ub4dd 1\uc5b5\uc6d0\uc778 \uadfc\ub85c\uc790\uac00 5000\ub9cc\uc6d0\uae4c\uc9c0 70% \ub0b8 \uc138\uae08\uc744 \ub3cc\ub824\ubc1b\ub294\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"9_%EB%88%88%EB%8D%A9%EC%9D%B4%EB%A5%BC_%EA%B5%B4%EB%A0%A4%EB%9D%BC\"><\/span>9. \ub208\ub369\uc774\ub97c \uad74\ub824\ub77c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc6cc\ub79c \ubc84\ud54f\uc774 \ubd80\uc790\uac00 \ub41c \ube44\uacb0\uc5d0\ub294 \ud22c\uc790 \uc790\uc0b0\uc744 \ub208\ub369\uc774 \uad74\ub9ac\ub4ef \uad74\ub824\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<p>\ubd80\uc790\uac00 \ub418\ub824\uba74 \uc624\ub798 \uc0b4\uc544\uc57c\ud55c\ub2e4. \uadf8\uc758 \uc720\uba85\ud55c \ud22c\uc790\uc6d0\uce59 3\uac1c\ub97c \uc0dd\uac01\ud574\ubcf4\uc790<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\uc783\uc9c0\ub9c8\ub77c<\/li>\n\n\n\n<li>1\uc6d0\uce59\uc744 \uc9c0\ucf1c\ub77c<\/li>\n\n\n\n<li>1\uc6d0\uce59\uc744 \uc78a\uc9c0\ub9d0\uc544\ub77c<\/li>\n<\/ol>\n\n\n\n<p>\ubcf4\uc218\uc801 \ud22c\uc790\uc790\uac00 \uc138\uacc4 \ucd5c\uace0\uc758 \ubd80\uc790\uac00 \ub410\ub2e4\ub294 \uc0ac\uc2e4\uc740 \ud22c\uc790\uc758 \uc0c1\uc2dd\uc5d0 \uc704\ubc30\ub420 \uc218 \uc788\uc9c0\ub9cc \uadf8\uac00 \uc2dc\uac04\uc744 \uc790 \u3139\ub2e4\ub8e8\ub294 \uc0ac\ub78c\uc774\uc5c8\uae30\uc5d0 \uac00\ub2a5\ud588\ub2e4. \ubc84\ud54f\uc758 \ud22c\uc790\uc6d0\uce59\uc740 \uac04\ub2e8\ud558\ub2e4. \uc2fc \uc8fc\uc2dd\uc774 \uc81c\uac12\uc744 \ubc1b\uc744 \ub54c\uae4c\uc9c0 \uae30\ub2e4\ub838\uace0 \uc801\uadf9\uc801\uc73c\ub85c \uc190\uc2e4\uc744 \ud68c\ud53c\ud574 \ub208\ub369\uc774\uac00 \ub179\uac8c \ub450\uc9c0 \uc54a\uc558\ub2e4. \uc774\uac83\uc774 \ubc14\ub85c \uc6cc\ub79c\ubc84\ud54f\uc758 \ubc29\ubc95\uc774\ub2e4.<\/p>\n\n\n\n<p>\uc77c\ubc18\uc778 \uc5ed\uc2dc \ubcf5\ub9ac\uc758 \ubc95\uce59\uc744 \uc2e4\ucc9c\ud560 \uc218 \uc788\ub2e4 \uac00\uc7a5 \uc26c\uc6b4 \ubc29\ubc95\uc740 IRP\uc758 \ub3c8\uc744 \ub123\uc5b4 \uc808\uc138\ud55c \ub9cc\ud07c\uc744 \uc7ac\ud22c\uc790\ud558\ub294 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"10_%EC%A7%80%EC%8B%9D%EC%9D%80_%EC%8B%A4%EC%A0%84%EC%A0%81%EC%9D%B4%EC%97%AC%EC%95%BC_%ED%95%9C%EB%8B%A4\"><\/span>10. \uc9c0\uc2dd\uc740 \uc2e4\uc804\uc801\uc774\uc5ec\uc57c \ud55c\ub2e4.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc2e4\ud589\ud558\uc9c0 \uc54a\uc73c\uba74 \uc544\ubb34\uac83\ub3c4 \uc544\ub2c8\ub2e4. \uc2e4\ud589\ud558\uc9c0 \uc54a\ub294 \uc9c0\uc2dd\uc758 \uac00\uce58\ub294 0\uc774\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"11_%EC%83%81%EC%9C%84_1%EA%B0%80_%EB%90%98%EB%9D%BC\"><\/span>11. \uc0c1\uc704 1%\uac00 \ub418\ub77c <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>30\ub300\ub294 \uc131\uc7a5\ud558\ub294 \uc2dc\uae30\uc5ec\uc11c \uadfc\ub85c \uc18c\ub4dd\uc744 \ub192\uc774\ub294 \ub370 \uc911\uc810\uc744 \ub46c\uc57c\ud55c\ub2e4. \uc790\uc0b0\uc744 \ucd95\uc801\ud558\ub294 \ub370\uc5d0\ub294 \uc2dc\uac04\uc774 \ud544\uc694\ud558\uc9c0\ub9cc \uadfc\ub85c \uc18c\ub4dd\uc740 \uadf8\ub807\uc9c0 \uc54a\ub2e4. \uadfc\ub85c \uc18c\ub4dd\uc740 \uc0dd\uc0b0\uc124\uc774 \ub192\uc544\uc9c0\ub294 \ub9cc\ud07c \uc99d\uac00\ud558\ubbc0\ub85c \uc77c\uc744 \ub9ce\uc774 \ud558\uac70\ub098 \uc798\ud558\uba74 \ub354\ub9ce\uc740 \ub3c8\uc744 \ubc1b\ub294\ub2e4. <\/p>\n\n\n\n<p>-&gt; \uac00\uc7a5 \ub9ce\uc774 \ub561\uae38\uc218 \uc788\ub0d0 \uc5c6\ub0d0\uac38 \uacb0\uc815\ub418\ub294 \uc2dc\uae30\uc774\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"12_%EC%A0%81%EC%84%B1%EC%97%90_%EB%A7%9E%EB%8A%94_%EC%9D%BC%EC%9D%84_%ED%95%B4%EB%9D%BC\"><\/span>12. \uc801\uc131\uc5d0 \ub9de\ub294 \uc77c\uc744 \ud574\ub77c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uadfc\ub85c \uc18c\ub4dd\uc744 \ub192\uc774\ub824\uba74 \uc801\uc131\uc5d0 \ub9de\ub294 \uc77c\uc744 \ud574\uc57c\ud55c\ub2e4. \ub179\ub825\ud558\ub294 \uc0ac\ub78c\uc740 \ub611\ub611\ud55c \uc0ac\ub78c\uc744 \ubabb\uc774\uae30\uace0, \ub611\ub611\ud55c \uc0ac\ub78c\uc740 \uc88b\uc544\uc11c \ud558\ub294 \uc0ac\ub78c\uc744 \ubabb \uc774\uae34\ub2e4. \uc5c5\ubb34 \uc131\uacfc\uc640\uc2a4\ud399\uc740 \uc0c1\uad00\uad00\uacc4\uac00 \ub0ae\uc9c0\ub9cc \uc785\uc0ac \ucd08\uae30 \uc801\uc751 \uc815\ub3c4\uc640\ub294 \uc0c1\uad00 \uad00\uacc4\uac00 \uc788\ub2e4.<\/p>\n\n\n\n<p>\uc88b\uc544\uc11c \uc77c\ud558\ub294 \uc0ac\ub78c\uc740 \ubbf8\uccd0\uc788\ub294 \uac83 \uac19\ub2e4. \uc5b4\ub5a4 \uc77c\uc5d0 \uad00\uc2ec\uc744 \uac00\uc9c0\ub2e4 \ube60\uc838\ub4e0 \uac83\uc774 \uc544\ub2c8\ub77c, \uc6d0\ub798 \ubbf8\uccd0 \uc788\uc5c8\ub294\ub370 \uadf8 \uc77c\uc774 \uc640\uc11c \ubd99\uc740 \uac83 \uac19\ub2e4. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"13_%EB%8F%88%EB%B3%B4%EB%8B%A4_%EC%A0%81%EC%84%B1%EC%9D%84_%EB%94%B0%EB%9D%BC%EB%9D%BC\"><\/span>13. \ub3c8\ubcf4\ub2e4 \uc801\uc131\uc744 \ub530\ub77c\ub77c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc2e0\uc785 \ub54c \ub3c8\uc744 \ub354 \ubc1b\ub294\ub2e4\uace0 \uc801\uc131\uc5d0 \ub9de\uc9c0 \uc54a\ub294 \uc77c\uc744 \ud558\ub294 \uac74 \uae38\uac8c \ubd24\uc744 \ub54c \uc190\ud574\ub2e4. \uc801\uc131\uc5d0 \uc548 \ub9de\uc73c\uba74 \uc5c5\ubb34 \ub2a5\ub825\uc774 \ub354\ub514\uac8c\uc131\uc7a5\ud55c\ub2e4. \uadf8\ub9ac\uace0 \uc2e0\uc785\ud55c\ud14c\uae4c\uc9c0 \ub3c8\uc744 \ub9ce\uc774 \uc904 \ub54c\uc5d4 \uc5c5\ud669\uc774 \uace0\uc810\uc778 \uacbd\uc6b0\uac00 \ub9ce\uc558\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"14_%EC%83%81%EC%9C%84_1%EA%B0%80_%EB%8F%BC%EB%9D%BC\"><\/span>14. \uc0c1\uc704 1%\uac00 \ub3fc\ub77c <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc608\uc804 \uac19\uc73c\uba74 \uc88b\uc544\uc11c \ud558\ub294 \uc77c\ub85c \uba39\uace0\uc0b4 \uc218 \uc788\uc744\uc9c0 \uac71\uc815\ud574\uc57c \ud588\uc9c0\ub9cc \uc9c0\uae08\uc740 \uc544\ub2c8\ub77c \ubb34\uc2a8 \uc77c\uc744 \ud558\ub290\ub0d0\ubcf4\ub2e4 \uadf8 \uc77c\uc5d0\uc11c \uc0c1\uc704 1%\uac00 \ub418\ub294 \uac8c \uc911\uc694\ud558\ub2e4. 2024\ub144 \uac00\uad6c \ud3c9\uade0 \uadfc\ub85c \uc18c\ub4dd\uc774 \uac00\uc7a5 \ub0ae\uc740 \uc0b0\uc5c5\uc740 \ub18d\uc5c5\uc774\ub2e4.  \ud558\uc9c0\ub9cc \uc0c1\uc704 1% \ub18d\uc5c5 \uac00\uad6c\uc758 \uc18c\ub4dd\uc740 2\uc5b5 3\ucc9c\ub9cc\uc6d0\uc774\ub2e4. \ud3c9\uade0\ubcf4\ub2e4 23\ubc30\ub098 \ub9ce\uc740 \uc18c\ub4dd\uc744 \uc62c\ub9ac\uace0 \uc788\ub2e4. \uc2a4\ub9c8\ud2b8\ud31c\uc73c\ub85c \uc0dd\uc0b0\uc131\uc744 \ub192\ud614\uac70\ub098 \uace0\ubd80\uac00\uc9c0 \uc791\ubaa9\uc744 \uc7ac\ubc30\ud588\uae30 \ub54c\ubb38\uc774\ub2e4. <\/p>\n\n\n\n<p>\ud560\ub9cc \ub9ce\uc740\ub370 \uc77c\ud560 \uacf3\uc744 \ubabb\ucc3e\uaca0\ub2e4\ub294 \ub9d0\ub3c4 \ud551\uacc4\ub2e4. 2019\ub144 \ud55c\uad6d\uc9c1\uc5c5\uc0ac\uc804\uc5d0 \ub4f1\uc7ac\ub41c \uc9c1\uc5c5\uc758 \uc218\ub294 1\ub9cc7\ucc9c\uc5ec \uac1c\ub2e4. 2012\ub144\uc5d4 1\ub9cc 2\ucc9c\uc5ec \uac1c\uc600\ub2e4. 7\ub144\ub9cc\uc5d0 \uc9c1\uc5c5\uc774 5000\uac1c\ub098 \ub298\uc5c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"15_%EC%A0%84%EB%AC%B8%EA%B0%80%EA%B0%80_%EB%8F%BC%EB%9D%BC\"><\/span>15. \uc804\ubb38\uac00\uac00 \ub3fc\ub77c.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc9c1\uc5c5\uc758 \ubc14\ub00c\uc9c0 \uc54a\ub294 \ud2b8\ub80c\ub4dc\uac00 \uc788\ub2e4. \uc9c1\uc5c5\uc758 \uc885\ub958\ub294 \ub9ce\uc544\uc9c0\uace0, \uc5c5\ubb34\uc758 \uc804\ubb38\uc131\uc740 \uae4a\uc5b4\uc9c4\ub2e4\ub294 \uc810\uc774\ub2e4. \uc608\uc804 \uac19\uc73c\uba74 \ud55c \uba85\uc774 \ubcf4\ud1b5 \uac15\ub3c4\ub85c \ud588\uc744 \uc77c\uc744 \uc9c0\uae08\uc740 \uc5ec\ub7ec\uba85\uc774 \ub192\uc740 \uac15\ub3c4\ub85c \uc77c\ud55c\ub2e4. <\/p>\n\n\n\n<p>\uc608\uc2dc\ub85c \uc784\uc0c1 \ub370\uc774\ud130 \ub9e4\ub2c8\uc800\uac00 \uc788\ub2e4. \uc784\uc0c1\ub370\uc774\ud130\ub294 \ubcd1\uc6d0 \ucc28\ud2b8\uc5d0 \uae30\ub85d \ub418\uc5c8\uc5c8\ub358 \uac83\ub4e4\uc774 \ub514\uc9c0\ud138\ud654\ub418\uace0 \ud574\ub2f9 \ub370\uc774\ud130\ub97c \ubc14\ud0d5\uc73c\ub85c \uc2e0\uc57d\uc744 \uac1c\ubc1c\ud558\uace0 \ud658\uc790\uc5d0\uac8c \ub354 \ub9de\ub294 \uc57d\ubb3c\uc744 \ucc3e\uc744 \uc218 \uc788\uac8c \ub410\ub2e4.<\/p>\n\n\n\n<p>\uc5c5\ubb34\ub97c \uc804\ubb38\ud654\ud560 \uc218 \uc788\ub294 \ud658\uacbd\uc774 \ub9c8\ub828\ub418\uba74\uc11c \uc0c8\ub85c\uc6b4 \ubd80\uac00\uac00\uce58\uac00 \uc0dd\uae34 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\uc774\uc81c \uadfc\ub85c \uc18c\ub4dd\uacfc \uac00\uc7a5 \uc0c1\uad00 \uad00\uacc4\uac00 \ub192\uc740 \ubcc0\uc218\uac00 \ubc14\ub85c \ud559\ub825\uc774\ub2e4. &#8220;\ud559\ubc8c&#8221;\uc774 \uc544\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ubbf8 \uc138\uc0c1\uc73c\ub290 \ud559\ubc8c \uc9c0\uc0c1\uc8fc\uc758\uc5d0\uc11c \ubc97\uc5b4\ub098 \uc804\ubb38\uc131 \uc9c0\uc0c1\uc8fc\uc758\uac00 \ub410\ub2e4. \ubc15\uc0ac\ub97c \uc601\uc5b4\ub85c Ph.D\ub85c \ubc88\uc5ed\ud558\ub294\ub370 \uc5ec\uae30\uc11c Philosophy\ub294 \uc9c0\ud61c\uc5d0 \ub300\ud55c \uc0ac\ub791\uc744 \uc758\ubbf8\ud55c\ub2e4. \ubc15\uc0ac\ub294 \uc790\uc2e0\uc758 \uc601\uc5ed\uc5d0\uc11c \ub3cb\ubcf4\uc801\uc778 \uc804\ubb38\uc131\uc744 \uac00\uc9c4 \uc0ac\ub78c\uc774\ub77c \ud560 \uc218 \uc788\ub2e4. \ub9ce\uc774 \ubc30\uc6cc\uc57c\ud55c\ub2e4. \uc9c0\uae08 30\ub300\ub294 \ucd08\ub4f1\ud559\uad50, \uc911\ud559\uad50 \uc878\uc5c5 \uac00\uad6c\ubcf4\ub2e4 \ubc15\uc0ac \uc774\uc0c1 \ud559\ub825 \uac00\uad6c\uac00 \ub354 \ub9ce\ub2e4. \uaf2d \uac00\ubc29\ub048\uc774 \uae38\uc774 \uc54a\uc544\ub3c4 \ub41c\ub2e4. \ubc18\uc0ac\uac00 \ub418\ub77c\ub294 \uac8c \uc544\ub2c8\ub77c \ubc15\uc0ac\uae09\uc774 \ub418\ub77c\ub294 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"16_%ED%95%99%EB%A0%A5%EC%9D%84_%EC%97%85%EB%AC%B4_%EB%8A%A5%EB%A0%A5%EC%9C%BC%EB%A1%9C_%EB%B0%94%EA%BF%94%EB%9D%BC\"><\/span>16. \ud559\ub825\uc744 \uc5c5\ubb34 \ub2a5\ub825\uc73c\ub85c \ubc14\uafd4\ub77c.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ucd5c\uace0\uc758 \ub300\ud559\uc744 \ub098\uc640\ub3c4 \uc720\ud6a8 \uae30\uac04\uc740 \uae38\uc774 \uc54a\ub2e4. \ud559\ub825\uc744 \uc5c5\ubb34 \ub2a5\ub825\uc73c\ub85c \ubc14\uafb8\uc9c0 \ubabb\ud558\uba74 \ub192\uc740 \uc2a4\ud399\uc740 \uc870\ub871\uc73c\ub85c \ub3cc\uc544\uc624\uae30\ub3c4 \ud55c\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"17_%EA%B3%B5%EB%B6%80%EB%A5%BC_%ED%95%A0_%EB%95%8C%EC%99%80_%EC%9D%BC%ED%95%A0_%EB%95%8C\"><\/span>17. \uacf5\ubd80\ub97c \ud560 \ub54c\uc640 \uc77c\ud560 \ub54c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uacf5\ubd80\ub97c \uae4a\uace0 \uae38\uc5d0 \ud558\ub294\uac8c \ub3c8\uc774 \ub41c\ub2e4.<\/p>\n\n\n\n<p>\uace0\uc878\uc740 \uc131\uc778\uc774 \ub418\uace0 \uc77c\uc744 \uc2dc\uc791\ud558\uc5ec \uacbd\ub825\uc774 \uae38\uc5b4\uc838\ub3c4 \uc5f0\ubd09\uc758 \uace0\uc810\uc740 5000\ub9cc\uc6d0\uc774\ub2e4. \uc5c5\ubb34\uc758 \uc804\ubb38\uc131\uc774 \uc313\uc774\uc9c0 \uc54a\uc544\uc11c\ub2e4.<\/p>\n\n\n\n<p>\uae08\uc561\ubcf4\ub2e4 \uc911\uc694\ud55c \uac83\uc740 \uc9c0\ucd9c\uc774 \ub9ce\uc544\uc9c0\ub294 40\ub300\uc640 50\ub300\uc5d0 \uc18c\ub4dd\uc774 \uc99d\uac00\ud55c\ub2e4\ub294 \uc0ac\uc2e4\uc774\ub2e4. \uadf8\ub7ec\uba74 \ud22c\uc790\ub97c \uacc4\ud68d\ud560 \uc218 \uc788\ub2e4. \ud558\ub8e8 \ubc8c\uc5b4 \ud558\ub8e8 \uba39\uace0\uc0b4\uae30 \ubc14\uc058\uba74 \ud22c\uc790\ub294 \ubd88\uac00\ub2a5\ud558\ub2e4.<\/p>\n\n\n\n<p>\uace0\uae09\uc778\ub825\uc740 \uc55e\uc73c\ub85c\ub3c4 \uacc4\uc18d \ub9ce\uc774 \ud544\uc694\ud558\ub2e4. \uc0b0\uc5c5\uc774 \uace0\ub3c4\ud654\ub418\uae30 \ub54c\ubb38\uc774\ub2e4. 2000\ub144 \uc6b0\ub9ac\ub098\ub77c\uc758 R&amp;D\ud22c\uc790\ub294 GDP\uc758 2%\uc5d0 \ubd88\uacfc\ud588\uc9c0\ub9cc \uc9c0\uae08\uc740 5%\ub97c \uc0ac\uc6a9\ud558\uace0 \uc788\ub2e4. <\/p>\n\n\n\n<p>\uc6b0\ub9ac\ub098\ub77c\ub294 \uc55e\uc73c\ub85c \uc81c\uc870\uc5c5\uc744 \uc911\uc2ec\uc73c\ub85c \uc131\uc7a5\ud574\uc654\uace0 \uc55e\uc73c\ub85c\ub3c4 \uc81c\uc870\uc5c5\uc740 \uc911\uc694\ud560 \uac83\uc774\ub2e4. \ub2e4\ub9cc \uc6d0\uac00\uac00 \uc911\uc694\ud55c \uc81c\uc870\uc5c5\uc758 \ud2b9\uc131\uc0c1 \uc800\ubd80\uac00\uac00\uce58 \uc81c\uc870\uc5c5\uc740 \ub2e4\ub978 \ub098\ub77c\ub4e4\uc5d0 \ub0b4\uc8fc\uace0 \uc6b0\ub9ac\ub294 \uace0\ubd80\uac00\uac00\uce58 \uc81c\uc870\uc5c5\uc744 \uc911\uc2ec\uc73c\ub85c \uc7ac\ud3b8\ud574 \ub098\uac00\uace0 \uc774\uc2ff. \uc6b0\ub9ac\ub098\ub77c\ub294 \uc81c\uc870\uc5c5\uc758 R&amp;D \uc13c\ud130\uac00 \ub418\uac00\uace0 \uc788\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"18_MZ_%EC%9D%B4%EB%A0%87%EA%B2%8C_%EB%B6%80%EC%9E%90%EA%B0%80_%EB%8F%BC%EB%9D%BC_%E2%80%93_%EB%8D%95%ED%9B%84%EB%8F%84_%EC%B0%BD%EC%97%85%EC%9C%BC%EB%A1%9C%EB%B6%80%EC%9E%90%EA%B0%80_%EB%90%A0_%EC%88%98_%EC%9E%88%EB%8B%A4\"><\/span>18. MZ, \uc774\ub807\uac8c \ubd80\uc790\uac00 \ub3fc\ub77c &#8211; \ub355\ud6c4\ub3c4 \ucc3d\uc5c5\uc73c\ub85c\ubd80\uc790\uac00 \ub420 \uc218 \uc788\ub2e4.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc80a\uc740\uce35\uc758 \uc790\uc544 \uc2e4\ud604 \uc695\uad6c\uac00 \uc99d\uac00\ud558\uace0 \uc815\ucc45\uc801 \uc9c0\uc6d0\ub3c4 \ub9ce\uc544\uc9c0\uba74\uc11c \uc2a4\ud0c0\ud2b8\uc5c5\uc774 \ub298\uc5b4\ub098\ub294 \ucd94\uc138\ub2e4. \ud55c \ud574 \uc57d 20\ub9cc \uac1c\uc758 \uc2a4\ud0c0\ud2b8\uc5c5\uc774 \uc0dd\uae30\uace0, \uc804\uccb4 \uc7a5\uc5c5\uc5d0\uc11c 20% \uac00\ub7c9\uc744 \ucc28\uc9c0\ud55c\ub2e4.<\/p>\n\n\n\n<p>\ucc3d\uc5c5\uc740 \uc804\ubb38\uc131\uc744 \uc9c1\uc811 \ubcf4\uc0c1\ubc1b\ub294 \ubc29\ubc95\uc774\ub2e4. \uc88b\uc544\ud558\ub294 \uc77c\ub85c \ub3c8\ub3c4 \ubc84\ub294 &#8216;\ub355\uc5c5\uc77c\uce58&#8217;\uc758 \ub05d\ud310\uc774\ub2e4.<\/p>\n\n\n\n<p>20\ub144 \uc804 &#8216;\ub534\ub530\ub77c&#8217;\ub294 &#8216;\uc544\uc774\ub3cc&#8217;\uc774 \ub410\ub2e4. \ubd80\ubaa8\ub97c \uac71\uc815\ud558\uac8c \ud558\ub358 \uc560\ub4e4\uc744 \uc774\uc820 \uace0\uc561\uc758 \uc0ac\uad50\uc721\uc744 \ub3d9\uc6d0\ud574 \ud0a4\uc6b0\ub294 \uc138\uc0c1\uc774\ub2e4. <\/p>\n\n\n\n<p>\ubc15\uc9c4\uc601\ucc98\ub7fc \uc88b\ud558\ub294 \uc77c\uc774 \uc788\ub294\ub370, \uad00\ub828 \uc0b0\uc5c5\uc774 \uac78\uc74c\ub9c8 \ub2e8\uacc4\uc77c \ub54c\uc5d4 \uc77c\ud560 \ud68c\uc0ac\ub97c \uc2a4\uc2a4\ub85c \ub9cc\ub4e4\uc5b4\uc57c \ud55c\ub2e4. \ub108\ubb34 \uc77c\ucc0d \uc2dc\uc791\ud558\uba74 \uace0\uc0dd\ud558\ub294 \uc2dc\uac04\uc774 \uae38\uc5b4\uc9c0\ubbc0\ub85c \uc2dc\uc7a5\uc774 \uc0dd\uae30\ub294\uc9c0\ub97c \ubcf4\uace0 \ucc3d\uc5c5\uc744 \ud558\ub294\uac8c \ub9de\ub2e4.<\/p>\n\n\n\n<p>\uc5b4\ub5a4 \uc720\ub9dd\ud55c \uc0b0\uc5c5\ub3c4 \ud640\ub85c \ub4f1\uc7a5\ud558\uc9c0 \uc54a\ub294\ub2e4. \uc870\uc9d0\uc740 \ubc18\ub4dc\uc2dc \uc788\ub2e4.<\/p>\n\n\n\n<p>\uc544\uc774\ub3cc \uc0b0\uc5c5\uc744 \uc0dd\uac01\ud574\ubd10\ub77c \uc720\ud29c\ube0c\uc758 \ud65c\uc131\ud654\uc640 \ub3d9\uc2dc\uc5d0 \uae09\uaca9\ud558\uac8c \uc131\uc815\ud558\uac8c \ub418\uc5c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"19_%EC%B0%BD%EC%97%85%EC%9D%B4_%EB%B3%B4%EC%83%81%EB%B0%9B%EB%8A%94_%EB%B2%95_%E2%80%93_IPO\"><\/span>19. \ucc3d\uc5c5\uc774 \ubcf4\uc0c1\ubc1b\ub294 \ubc95 &#8211; IPO<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ucc3d\uc5c5\uac00\ub294 \ud68c\uc0ac\uac00 \uc131\uc7a5\ud568\uc5d0 \ub530\ub77c \uc0c1\uc7a5\ud558\uaca0\ub2e4\ub294 \ubaa9\ud45c\ub97c \uc138\uc6b4\ub2e4. <\/p>\n\n\n\n<p>\uc720\ud589\uc774 \ube60\ub978 \uc2dc\uc7a5\uc77c\uc218\ub85d \uc80a\uc740 \ucc3d\uc5c5\uc790\uc5d0\uac8c \uc720\ub9ac\ud558\ub2e4. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"20_%EC%B0%BD%EC%97%85%EC%9D%B4_%EB%B3%B4%EC%83%81_%EB%B0%9B%EB%8A%94%EB%B2%95_%E2%80%93_M_A\"><\/span>20. \ucc3d\uc5c5\uc774 \ubcf4\uc0c1 \ubc1b\ub294\ubc95 &#8211; M&amp;A<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc608\uc804\uc5d0\ub294 \ucc3d\uc5c5\uac00\uac00 \ubd80\ub97c \uc774\ub8e8\ub294 \ubc29\ubc95\uc774 IPO \uc678\uc5d4 \ub531\ud788 \uc5c6\uc5c8\uc9c0\ub9cc \uae08\uc735 \uc0b0\uc5c5\uc774 \ubc1c\uc804\ud558\uba74\uc11c \ub2e4\ub978 \uc2dc\uc7a5\ub4e4\uc774 \uc0dd\uaca8\ub098\ub294 \ucd94\uc138\ub2e4.<\/p>\n\n\n\n<p>\uc2a4\ud0c0\uc77c\ub09c\ub2e4\ub97c \uc0dd\uac01\ud574\ubd10\ub77c M&amp;A\ub85c \uc5d1\uc2dc\ud2b8\ub97c \uc131\uacf5\ud588\ub2e4.<\/p>\n\n\n\n<p>\uc2a4\ud0c0\ud2b8\uc5c5\uc744 \uc120\ud0dd\ud560 \ub54c\uc5d0\ub294 \ub300\ud45c\uc640 \uae30\uc220, \uc774 \ub458\uc744 \ubd10\uc57c \ud55c\ub2e4. <\/p>\n\n\n\n<p>\ub9c1\ud06c\ub4dc\uc778, \ube14\ub77c\uc778\ub4dc\ub97c \ucc38\uace0\ud574\ub77c \uc6cc\ub77c\ubca8\uc740 \ubcf4\uc9c0\ub9c8\ub77c \uc591\ub9bd\ud560 \uc218\uac00 \uc5c6\ub2e4 \ud68c\uc0ac\uc131\uc7a5\uc131\uc5d0 \ub300\ud55c \uc810\uc218\ub97c \uc720\uc2ec\ud788 \uc2dc\ucf1c\ubd10\ub77c.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"21_%EB%B3%B4%EC%88%98%EC%A0%81%EC%9D%B8_%ED%88%AC%EC%9E%90%EB%8A%94_%EA%B8%B0%ED%9A%8C%EB%B9%84%EC%9A%A9\"><\/span>21. \ubcf4\uc218\uc801\uc778 \ud22c\uc790\ub294 \uae30\ud68c\ube44\uc6a9<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>30\ub300\ub294 \uc77c\ud560 \uc2dc\uac04\uc774 \ub9ce\uc774 \ub0a8\uc544 \uc788\uc5b4\uc11c \uc7a5\uae30 \ud22c\uc790\ub97c \ud558\uae30 \uc88b\ub2e4. \uadf8\ub7ec\ub098 \ub108\ubb34 \ubcf4\uc218\uc801\uc778 \ud22c\uc790\ub294 \uae30\ud68c\ube44\uc6a9\uc774 \ub420 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<p>30\ub300  \ucd08\ubc18\ubd80\ud130 \ub178\ud6c4\ub97c \ub300\ube44\ud55c\ub2e4\uace0 \uc608\uae08\uc774\ub098 \uc5f0\uae08, \ubc30\ub2f9\uc8fc\uac19\uc774 \uc548\uc804 \uc790\uc0b0\uc5d0\ub9cc \ub3c8\uc744 \ub123\ub294 \uc0ac\ub78c\ub4e4\uc774 \uc788\ub294\ub370, \uc80a\uc744 \ub54c \uc544\ub0b4\uc804 \uc790\uc0b0\uc5d0\ub9cc \ud22c\uc790\ud558\uba74 \ub178\ud6c4\uac00 \uc704\ud5d8\ud574\uc9c4\ub2e4. \uc548\uc804 \uc790\uc0b0 \uc218\uc775\ub960\uc740 \ubb3c\uac00 \uc0c1\uc2b9\ub8f0\uacfc \ucc28\uc774\uac00 \uc5c6\uc5b4\uc11c \uad6c\ub9e4\ub825\uc744 \ud68d\ub4dd\ud558\uae30 \uc5b4\ub835\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n\n\n\n<p>-&gt; \uc774 \ubd80\ubd84\uc740 \uc704\uc5d0\uc11c\ub3c4 \uc5b8\uae09\uc774 \ub418\uc5c8\uc5c8\uc74c.<\/p>\n\n\n\n<p>\ud22c\uc790\ub97c \ud560 \ub54c \uaf2d \uc54c\uc544\ub46c\uc57c \ud558\ub294 \uac1c\ub150\uc774 \ub4c0\ub808\uc774\uc158, \uc989 \ud22c\uc790 \ub9cc\uae30\ub2e4.<\/p>\n\n\n\n<p>\ud22c\uc790 \uc790\uc0b0\uc758 \ub9cc\uae30\ub294 \ub3c8\uc744 \uc5b8\uc81c \uc4f8\uc9c0\uc5d0 \ub9de\ucdb0\uc57c \ud558\uace0\ud22c\uc790 \ub300\uc0c1\uc740 \uc5b4\ub514\uc5d0 \uc4f8 \uac83\uc778\uc9c0\uc5d0 \ub9de\ucdb0\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<p>Ex) \uc804\uc138 \ub9cc\uae30\uc5d0 \uc4f8 \ub3c8\uc774\uba74 \uc911\/\uc18c\ud615\uc8fc\uc5d0 \ud22c\uc790\ud558\ub294 \uac83 \ubcf4\ub2e4 \uc77c \ub144\uc9dc\ub9ac \uc815\uae30 \uc608\uae08\uc5d0 \ub123\uc5b4\ub450\ub294 \uac8c \uc88b\ub2e4. \uc62c\ud574 \ud0dc\uc5b4\ub09c \uc544\uae30\uc758 \ub300\ud559 \ub4f1\ub85d\uae08\uc73c\ub85c \uc4f8 \ub3c8\uc774\uba74 \uc7a5\uae30\uc801\uc73c\ub85c \uc720\ub9dd\ud574 \ubcf4\uc774\ub294 \uc911\/\uc18c\ud615\uc8fc\uc5d0 \ud22c\uc790\ud558\ub294  \uac83\uc774 \uc88b\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"22_30%EB%8C%80%EB%8A%94_%EA%B8%B0%EC%88%A0%EC%97%90_%ED%88%AC%EC%9E%90%ED%95%B4%EC%84%9C_%EB%86%92%EC%9D%80_%EC%88%98%EC%9D%B5%EB%A5%A0%EC%9D%84_%EB%85%B8%EB%A0%A4%EC%95%BC_%ED%95%9C%EB%8B%A4\"><\/span>22. 30\ub300\ub294 \uae30\uc220\uc5d0 \ud22c\uc790\ud574\uc11c \ub192\uc740 \uc218\uc775\ub960\uc744 \ub178\ub824\uc57c \ud55c\ub2e4.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc544\uc9c1 \uc790\ubcf8\uc740 \uc801\uc9c0\ub9cc \uc18c\ub4dd\uc774 \ube60\ub974\uac8c \uc99d\uac00\ud574\uc11c \uc704\ud5d8\uc744 \uac10\uc218\ud560 \uc218 \uc788\ub294 \uc2dc\uae30\ub2e4. 30\ub300\ub294 \ubcf5\uc7a1\ud55c \uae30\uc220\uc744 \uc774\ud574\ud560 \uc218 \uc788\ub294 \uba38\ub9ac\uc640 \uc720\ud589\uc744 \uc7a1\uc544\ub0bc \uc218 \uc788\ub294 \uac10\uac01\uc744 \uac16\ucdc4\ub2e4. 40\ub300\ub9cc \ub118\uc5b4\uac00\ub3c4 \uc774 \uac10\uac01\uc740 \ub9e4\uc6b0 \ubb34\ub38c\uc9c4\ub2e4. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"23_%ED%95%9C%EA%B5%AD%EC%9D%98_%EC%83%88%EB%A1%9C%EC%9A%B4_%EA%B2%BD%EC%A0%9C%EC%99%80_%ED%95%A8%EA%BB%98%ED%95%98%EB%9D%BC\"><\/span>23. \ud55c\uad6d\uc758 \uc0c8\ub85c\uc6b4 \uacbd\uc81c\uc640 \ud568\uaed8\ud558\ub77c.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc9c0\uae08\uc758 30\ub300\uac00 \uc0b4\uc544\uac00\uc57c \ud560 \ub300\ud55c\ubbfc\uad6d\uc758 \uacbd\uc81c \ubc29\ud5a5\uc740 \ucca8\ub2e8\uc774\ub2e4. \ubd80\uac00\uac00\uce58\ub294 \ub2e8\uc21c \uc81c\uc870\uac00 \uc544\ub2cc \uae30\uc220\uacfc \ube0c\ub79c\ub4dc\uc5d0\uc11c \ucc3d\ucd9c\ub418\uace0 \uc788\ub2e4.<\/p>\n\n\n\n<p>\uc80a\uc740\uce35\uc758 \ud55c\uad6d \uc8fc\uc2dd\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \ub5a8\uc5b4\uc9c0\uace0 \uc788\ub2e4. \uc81c\uc870\uc5c5 \uc911\uc2ec\uc758 \uc0b0\uc5c5 \uad6c\uc870\uc640 \ub300\uc8fc\uc8fc\ub4e4\uc758 \uc774\uc775\uc774 \uc6b0\uc120\ub418\ub294 \uad00\ud589\uc5d0 \ub300\ud55c \ubc18\uac10\uc774 \ud070 \ud0d3\uc774\ub2e4. \ubc18\ub300\ub85c \ubbf8\uad6d \uc8fc\uc2dd\uc5d0 \ub300\ud55c \uc120\ud638\ub294 \uac08\uc218\ub85d \uac15\ud574\uc9c0\uace0 \uc788\ub2e4. <\/p>\n\n\n\n<p>50\ub300\ub77c\uba74 \ubbf8\uad6d \ubc30\ub2f9\uc8fc \ud22c\uc790\uac00 \ub2f5\uc77c \uc218 \uc788\uaca0\uc73c\ub098 30\ub300\ub77c\uba74 \ud55c\uad6d\uc758 \uae30\uc220 \uc131\uc7a5\uc8fc\ub4e4\uc744 \uacf5\ubd80\ud558\uace0 \ud22c\uc790\ud574\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"24_%EC%9D%B4%EC%9D%B5%EC%9D%80_%EC%B2%A8%EB%8B%A8%EC%97%90_%EC%9E%88%EB%8B%A4\"><\/span>24. \uc774\uc775\uc740 \ucca8\ub2e8\uc5d0 \uc788\ub2e4.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc774\uc775\uc740 \ucca8\ub2e8\uc5d0 \uc788\ub2e4\ub294 \uac78 \ud56d\uc0c1 \uae30\uc5b5\ud574\ub77c. \uae30\uc220\uc5d0 \ub3c8\uc73c\ub85c \ubc14\ub00c\ub294 \uacfc\uc815\uc744 \uc774\ud574\ud558\uba74 \ud22c\uc790\uc5d0\uc11c \uc55e\uc124 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"2042\" src=\"https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/07\/image-14.png\" alt=\"\" class=\"wp-image-3365\" srcset=\"https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/07\/image-14.png 1280w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/07\/image-14-94x150.png 94w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/07\/image-14-768x1225.png 768w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/07\/image-14-963x1536.png 963w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n\n\n\n<p>\uc0ac\ub78c\ub4e4\uc740 \uc57d\uac04\uc758 \ubd88\ud3b8\ud568\uc744 \uc904\uc5ec\uc8fc\ub294 \uc11c\ube44\uc5d0 \uae30\uaebc\uc774 \ub3c8\uc744 \uc9c0\ubd88\ud55c\ub2e4. \ud3b8\ub9ac\ud568\uc740 \ubb3c\ub860 \uc808\uc57d\ub418\ub294 \uc2dc\uac04\uc5d0 \ub3c8\uc744 \uc4f0\ub294 \uac83\uc774\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1489\" height=\"1280\" src=\"https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/07\/image-15.png\" alt=\"\" class=\"wp-image-3366\" srcset=\"https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/07\/image-15.png 1489w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/07\/image-15-150x129.png 150w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/07\/image-15-768x660.png 768w\" sizes=\"auto, (max-width: 1489px) 100vw, 1489px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"25_%EA%B8%B0%EC%88%A0_%EA%B8%B0%EC%97%85%EC%9D%98_%EB%B9%84%EC%A6%88%EB%8B%88%EC%8A%A4_%EB%AA%A8%EB%8D%B8\"><\/span>25. \uae30\uc220 \uae30\uc5c5\uc758 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc6b0\ub9ac\ub098\ub77c\ub97c \ub300\ud45c\ud558\ub294 \ub450 \uae30\uc5c5\uc744 \ube44\uad50\ud574 \ubcf4\uba74 \ud558\ub4dc\uc6e8\uc5b4 \uae30\uc5c5\uacfc \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uae30\uc5c5\uc758 \ucc28\uc774\ub97c \uc774\ud574\ud560 \uc218 \uc788\ub2e4. \uc0bc\uc131\uc804\uc790\ub294 1990\ub144\ub300 \uc911\ubc18 \ud22c\uc790\ub97c \uc870 \ub2e8\uc704\ub85c \ub298\ub9ac\uae30 \uc2dc\uc791\ud588\ub2e4. \uadf8\ub54c\ub9cc \ud574\ub3c4 \ub3c8\uc744 \uc548\uc815\uc801\uc73c\ub85c \ubc8c\uc9c0 \ubabb\ud588\uae30 \ub54c\ubb38\uc5d0 \ubd80\ucc44\ub85c \uc790\uae08\uc744 \uc870\ub2ec\ud588\ub2e4. <\/p>\n\n\n\n<p>\ub124\uc774\ubc84\ub294 \uc5ed\uc2dc \ud22c\uc790\ub97c \ubc1b\uc558\uace0 \uc774 \uc790\uae08\uc744 \ud1b5\ud574 SW\uc5c5\uadf8\ub808\uc774\ub4dc\ub97c \ud1b5\ud574 \ud604\uc7ac\uae4c\uc9c0 \uc11c\ube44\uc2a4\ub97c \uc9c0\uc18d\ud558\uace0 \uc788\ub2e4. <\/p>\n\n\n\n<p>\uc0ac\uc5c5\uc774 \uc2e4\ud328\ud558\uba74 \uc7a5\ube44\ub294 \ud314 \uc218 \uc788\uc9c0\ub9cc \uc18c\uc2a4 \ucf54\ub4dc\ub294 \uac00\uce58\uac00 0\uc774 \ub41c\ub2e4. \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uae30\uc5c5\uc740 \ud22c\uc790 \uc790\ubcf8 \ub300\ube44 \uc774\uc775\ub960\uc774 \uc88b\uc740\ub370 \uc131\uacf5\ud655\ub960\uc774 \ub0ae\uace0 \uc2e4\ud328\ud558\uba74 \uac74\uc9c8 \uac83\uc870\ucc28 \uc5c6\ub294 \uc0ac\uc5c5\uc5d0 \ub3c8\uc744 \u314c\ub304 \ud22c\uc790\uc790\ub4e4\uc758 \uc704\ud5d8 \uac10\uc218\uc640 \uacbd\uc7c1\uc5d0\uc11c \uc774\uae34 \uae30\uc5c5\uc758 \uc774\ub825\uc774 \ub2f4\uaca8\uc788\ub2e4.<\/p>\n\n\n\n<p>\uce74\uce74\uc624\ub294 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uae30\uc5c5\uc758 \uc7a5\uc810\uc744 \ubcf4\uc5ec\uc8fc\ub294 \ucd5c\uc2e0 \uc0ac\ub840\ub2e4. \uce74\uce74\uc624\ub294 2010\ub144 3\uc6d4 \uce74\uce74\uc624\ud1a1 \uc11c\ube44\uc2a4\ub97c \ucd9c\uc2dc\ud588\ub2e4. 1\ub144\ub9cc\uc5d0 1000\ub9cc\uba85\uc758 \uac00\uc785\uc790\ub97c \ud655\ubcf4\ud588\uace0 \uc774\ub4ec\ud574 2012\ub144 4\ucc9c\ub9cc\uba85\uc774 \uac00\uc785\ud588\ub2e4. 2024\ub144 \uce74\uce74\uc624\ud1a1 \uc6d4\uac04 \ud65c\uc131 \uc0ac\uc6a9\uc790\uc218(MAU)\ub294 4800\ub9cc\uba85\uc73c\ub85c 2012\ub144\uc5d0\uc11c \ud070 \ucc28\uc774\uac00 \uc5c6\ub2e4. \ud558\uc9c0\ub9cc \uce74\uce74\uc624\ub294 \uba54\uc2e0\uc800\ub85c \ud655\ubcf4\ud55c \uc0ac\uc6a9\uc790\ub97c \uae30\ubc18\uc73c\ub85c \ud070 \ud22c\uc790 \uc5c6\uc774 \uc804\ud1b5\uc801\uc778 \uae30\uc5c5\ub4e4\uc774 \uc7a5\uc545\ud55c \ubd84\uc57c\uc5d0 \uc9c4\ucd9c\ud588\ub2e4. \uce74\uce74\uc624 \uc120\ubb3c\ud558\uae30, \uce74\uce74\uc624\ud398\uc774, \uce74\uce74\uc624\ubc45\ud06c, \uce74\uce74\uc624\ud398\uc774\uc9c0, \uce74\uce74\uc624\ud0dd\uc2dc \ub4f1\uc744 \uc5f0\ub2ec\uc544 \ucd9c\uc2dc\ud588\ub2e4. \uc0ac\uc6a9\uc790\ub97c \ubaa8\uc73c\uae30\uae4c\uc9c0\ub294 \ub3c8\uc774 \ub9ce\uc774 \ub4e4\uc5b4 2011\ub144\uae4c\uc9c0 \uc801\uc790\ub97c \uae30\ub85d\ud588\ub2e4. \ud558\uc9c0\ub9cc \uc0ac\uc5c5\uc744 \ud655\uc7a5\ud558\ub294 \ub370\ub294 \ub3c8\uc774 \ud06c\uac8c \ub4e4\uc9c0 \uc54a\uc544 2012\ub144 \ud751\uc790\ub85c \uc804\ud658\ud588\uace0, \uc774\ud6c4 2021\ub144\uae4c\uc9c0 \uc601\uc5c5 \uc774\uc775 \uaddc\ubaa8\ub97c \ud0a4\uc6e0\ub2e4. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"26_%EA%B8%B0%EC%88%A0%EC%9D%84_%EA%B8%B0%EC%88%A0%EB%A1%9C_%EC%9D%B4%ED%95%B4%ED%95%A0_%ED%95%84%EC%9A%94%EB%8A%94_%EC%97%86%EB%8B%A4\"><\/span>26. \uae30\uc220\uc744 \uae30\uc220\ub85c \uc774\ud574\ud560 \ud544\uc694\ub294 \uc5c6\ub2e4.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc77c\ubc18\uc778\uc774\ub77c\uace0 \uae30\uc220\uc5d0 \ud22c\uc790\ud558\ub294\uac78 \uc5b4\ub824\uc6cc \ud560 \ud544\uc694\ub294 \uc5c6\ub2e4. \uae30\uc220\uc744 \uc774\ud574\ud558\uba74 \ub354 \uc88b\uaca0\uc9c0\ub9cc \uae30\uc220\uc774 \uc8fc\ub294 \uc774\uc810\ub9cc \uc0dd\uac01\ud574\ubcf4 \ucda9\ubd84\ud558\ub2e4. \uc6b0\ub9ac\ub294 TV\ub97c \uc0b4 \ub54c TV\uc758 \ud68c\ub85c\ub3c4\ub97c \ubcf4\uc9c0 \uc54a\ub294\ub2e4. \ud654\uba74\uc5d0 \uba87 \uc778\uce58\uc778\uc9c0, \ud574\uc0c1\ub3c4\ub294 \uba87 K\uc778\uc9c0, AS\ub294 \uc798\ub418\ub294\uc9c0 \uc815\ub3c4\ub9cc \ud655\uc778\ud55c\ub2e4. \uc2e4\uc81c\ub85c \uae30\uc220\uc5d0\ub9cc \uc9d1\uc911\ud558\ub2e4 \ub9dd\ud55c \uc0ac\ub840\ub4e4\uc774 \ubd80\uc9c0\uae30\uc218\ub2e4. \uc18c\ub2c8\ub294 2003\ub144 \ubbf8\ub2c8 CD\ud50c\ub808\uc774\uc5b4\ub97c \ucd9c\uc2dc\ud588\ub2e4. \uc778\ud130\ub137 \uc2dc\ub300\uc5d0 \uc74c\uc545\uc774 CD\uc5d0\uc11c \ud30c\uc77c\ub85c \ub118\uc5b4\uac00\ub294 \ud750\ub984\uc744 \ub530\ub77c\uac00\uc9c0 \uc54a\uace0 \uc74c\uc9c8\uc5d0 \uc9d1\uc911\ud588\ub2e4. 2004\ub144 \uc560\ud50c\uc774 \uc544\uc774\ud31f \ubbf8\ub2c8\ub97c \ucd9c\uc2dc\ud558\uc790 \ubbf8\ub2c8 CD\ud50c\uc5d0\uc774\uc5b4\ub294 \uc560\ud50c\uc758 \uc791\uace0, \uc608\uc058\uace0, \uc4f0\uae30 \ud3b8\ud55c \uae30\uae30\uc5d0 \ucc98\uc808\ud558\uac8c \ubc00\ub838\ub2e4.<\/p>\n\n\n\n<p>\uad6c\uae00\uc758 \ucd08\uae30 \ud22c\uc790\uc790 \uc911\uc5d0\ub294 NBA \uc120\uc218 \uc0e4\ud0ac \uc624\ub2d0\uc774 \uc788\ub530. \uc0e4\ud06c\ub294 1999\ub144 LA\uc758 \ud638\ud154\uc5d0\uc11c \uad6c\uae00\uc758 \uacbd\uc601\uc9c4\uacfc \uc6b0\uc5f0\ud788 \ub9c8\uc8fc\ucce4\ub2e4. \uacbd\uc601\uc9c4\uc740 \uc0e4\ud06c\uc5d0\uac8c \uad6c\uae00\uc5d0 \ud22c\uc790\ud574\ub2ec\ub77c\uace0 \ubd80\ud0c1\ud588\uc9c0\ub9cc \uadf8\ub294 \uc815\uc911\ud558\uac8c \uac70\uc808\ud588\ub2e4. \ud558\uc9c0\ub9cc \uadf8\ub54c \uc8fc\ubcc0\uc5d0 \uc788\ub358 \ud559\uc0dd\uc774 \uc0ac\uc778\uc744 \uc694\uccad\ud588\uace0 \uc0e4\ud06c\ub294 \uc0ac\uc778\uc744 \ud574\uc8fc\uba74\uc11c \uc219\uc81c\ud560 \ub54c \uc5b4\ub514\uc18c \uc790\ub8cc\ub97c \ucc3e\ub290\ub0d0\uace0 \ubb3c\uc5c8\ub2e4. \uadf8 \ud559\uc0dd\uc740 \uad6c\uae00\uc5d0\uc11c \ucc3e\ub294\ub2e4\uace0 \ub300\ub2f5\ud588\uace0 \uc0e4\ud06c\ub294 \uad6c\uae00 \uacbd\uc601\uc9c4\uc744 \ub2e4\uc2dc \ucc3e\uc544\uac00 \ud22c\uc790\ud558\uaca0\ub2e4\uace0 \ud588\ub2e4. \ub9cc\uc57d \uc0e4\ud0ac \uc624\ub2d0\uc774 \ub2f9\uc2dc \uad6c\uae00\uc73c \ud575\uc2ec \uae30\uc220\uc774\uc5c8\ub358 \ud398\uc774\uc9c0\ub7ad\ud06c\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\ub824\uace0 \ud588\ub2e4\uba74 \ud22c\uc790\ub97c \ubabb\ud588\uc744 \uc218\ub3c4 \uc788\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"27_%EA%B8%B0%EC%88%A0%EC%97%90_%ED%88%AC%EC%9E%90%ED%95%98%EB%8A%94_4%EB%8B%A8%EA%B3%84\"><\/span>27. \uae30\uc220\uc5d0 \ud22c\uc790\ud558\ub294 4\ub2e8\uacc4<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uae30\uc220\uc5d0 \ud22c\uc790\ud560 \ub54c\uc5d4 \uae30\uc220\uc774 \ub3c8\uc73c\ub85c \ubc14\ub00c\ub294 \ub124\uac00\uc9c0 \ub2e8\uacc4\ub97c \ud655\uc778\ud558\uace0 \uac01 \ub2e8\uacc4\ub9c8\ub2e4 \ub098\ub220\ud22c\uc790\ud558\ub294 \uac83\uc774 \uc88b\ub2e4. 30\ub300\ub294 \uc774 \ub2e8\uacc4\ub4e4\uc744 \uae30\ub2e4\ub9b4 \uc2dc\uac04\uc774 \ucda9\ubd84\ud558\ub2e4.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\uae30\uc220\uc744 \uc644\uc131\ud588\uc744\ub54c &#8211; \ud68c\uc0ac\uac00 \ud2b9\ud5c8\ub97c \ub0b4\uc11c \uae30\uc220\uc744 &#8220;\ucc1c&#8221;\ud558\ub294\uc9c0 \ud655\uc778\ud574\ub77c<\/li>\n\n\n\n<li>\uc0c1\uc5c5\ud654\uc5d0 \uc131\uacf5\ud588\uc744 \ub54c &#8211; \uc81c\ud488, \uc11c\ube44\uc2a4, \uc2e0\uc57d\uc774 &#8220;\ucd9c\uc2dc&#8221;\ub420 \ub54c\uc774\ub2e4.<\/li>\n\n\n\n<li>\uace0\uac1d\uc774 \ub298\uc5b4\ub0a0 \ub54c &#8211; \uc2dc\uc7a5\uc774 \uc5f4\ub9ac\ub294 \uc2dc\uae30\uc774\ub2e4.<\/li>\n\n\n\n<li>\ub9e4\ucd9c\uc774 \uc99d\uac00\ud560 \ub54c\ub2e4 &#8211; \uc22b\uc790\ub85c \ud655\uc778\uc774 \uac00\ub2a5\ud558\ub2e4.<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"2026\" src=\"https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image.png\" alt=\"\" class=\"wp-image-3367\" srcset=\"https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image.png 1280w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-95x150.png 95w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-768x1216.png 768w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-970x1536.png 970w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"2108\" src=\"https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-1.png\" alt=\"\" class=\"wp-image-3368\" srcset=\"https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-1.png 1280w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-1-91x150.png 91w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-1-768x1265.png 768w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-1-933x1536.png 933w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-1-1244x2048.png 1244w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"28_%EA%B8%B0%EC%88%A0%EC%9D%84_%EB%B0%9C%EA%B2%AC%ED%95%98%EB%8A%94_%EB%B0%A9%EB%B2%95\"><\/span>28. \uae30\uc220\uc744 \ubc1c\uacac\ud558\ub294 \ubc29\ubc95<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>FIRE\uc758 \uc131\uacf5\ud55c \uc9c0\uc778 &#8220;srt&#8221;\ub294 \uc0c8\ub85c\uc6b4 \uae30\uc220\uc774 \ub4f1\uc7a5\ud558\uba74 \uc77c\ub2e8 \ub3c8\uc744 \ud0dc\uc6cc\uc57c \ud55c\ub2e4\uace0 \uac15\uc870\ud588\ub2e4. \uadf8\ub294 \uae30\uc220\uc5d0 \ubb54\uac00\ub97c \ub9cc\ub4dc\ub294 \uac74 \uc5b4\ub835\uc9c0\ub9cc \ud30c\uad34\ud558\ub294 \uac74 \uc27d\uae30 \ub54c\ubb38\uc5d0 \uae30\uc220\uc5d0 \ub300\ud574 \ub871(\ub9e4\uc218)\ud3ec\uae30\uc158\uc744 \uac00\uc9c0\ub294\uac74, \uae30\uc220\uc5d0 \uc758\ud574 \ud30c\uad34\ub420 \uae30\uc5c5\uc758 \ub300\uaddc\ubaa8 \uc20f(\ub9e4\ub3c4)\ud3ec\uc9c0\uc158\uc5d0 \ub300\uc751\ub41c\ub2e4\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n\n\n\n<p>2007\ub144 \uc560\ud50c\uc758 \uc544\uc774\ud3f0\uc774 \ucd9c\uc2dc\ud558\uc790, \ud53c\ucc98\ud3f0\uc744 \ud3ec\ud568\ud574 \ub514\uc9c0\ud138 \uce74\uba54\ub77c, \uac8c\uc784\uae30, PDA, \ub179\uc74c\uae30, \uacc4\uc0b0\uae30 \ub4f1\uc774 \ud544\uc694 \uc5c6\uc5b4\uc84c\ub2e4. \ub178\ud0a4\uc544\ub97c \ud3ec\ud568\uc5d0 \ub2e4\ub978 \uc8fc\uc2dd\uc5d0 \ud558\ub77d\uc5d0 \ubc30\ud305\ud558\ub294 \uac83(\uc20f \ud3ec\uc9c0\uc158)\ubcf4\ub2e4 \uc560\ud50c \ud558\ub098\ub97c \uc0ac\ub294 \uac8c \ub354 \ud6a8\uc728\uc801\uc774\uace0 \uacbd\uc81c\uc801\uc774\ub2e4. <\/p>\n\n\n\n<p>&#8220;srt&#8221;\uac00 2016\ub144 \ucf54\uc778\uc744 \uc811\ud558\uac8c \ub41c \uacc4\uac00\ub97c \ub4e4\ub824\uc92c\ub294\ub370 30\ub300\uac00 \uc5b4\ub5bb\uac8c \uae30\uc220\uc744 \ud22c\uc790\ub85c \uc5f0\uacb0\ud574\uc57c\ud558\ub294\uc9c0 \uc88b\uc740 \ucc38\uace0\uac00 \ub41c\ub2e4. <\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1634\" height=\"1280\" src=\"https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-2.png\" alt=\"\" class=\"wp-image-3369\" srcset=\"https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-2.png 1634w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-2-150x118.png 150w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-2-768x602.png 768w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-2-1536x1203.png 1536w\" sizes=\"auto, (max-width: 1634px) 100vw, 1634px\" \/><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\uc80a\uc740\uc774\uc5d0\uac8c \ub9ac\uc2a4\ud06c\ub294 \uc2e4\ud328\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub2e4. \ub300\ubc15\uc744 \ub193\uce58\ub294 \uac83\uc774\ub2e4. <\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"29_%EB%82%B4%EC%A7%91_%EB%A7%88%EB%A0%A8%EC%9D%98_%EA%B8%B0%EC%88%A0\"><\/span>29. \ub0b4\uc9d1 \ub9c8\ub828\uc758 \uae30\uc220<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ud2b9\ubcc4\ud55c \uc774\uc720\uac00 \uc788\uc9c0 \uc54a\uc73c\uba74 \uc0ac\ub77c<\/p>\n\n\n\n<p>\ub0b4\uc9d1\ub9c8\ub828\uc740 30\ub300\uc5d0 \ud574\uc57c \ud560 \uac00\uc7a5 \uc911\uc5ec\ud55c \uc758\uc0ac \uacb0\uc815 \uac00\uc6b4\ub370 \ud558\ub098\ub2e4. \uacb0\ud63c\uacfc \ucd9c\uc0b0\uc774 \uc758\ubb34\uc5d0\uc11c \uc120\ud0dd\uc774 \ub418\uba74\uc11c \ub0b4 \uc9d1\uc744 \uac16\ub294 \uac83\ub3c4 \uc120\ud0dd\uc774 \ub3fc\uac00\uace0 \uc788\ub2e4. 10\ub144 \uc804\uc5d4 30\ub300\uc758 40%\uac00 \ub0b4 \uc9d1\uc744 \ubcf4\uc720\ud588\uc9c0\ub9cc \uc9c0\uae08\uc740 35%\ub9cc \ubcf4\uc720\ud558\uace0 \uc788\ub2e4. \uac00\uc815\uc744 \uafb8\ub9b4 \uacc4\uc42d\uc774 \uc804\ud600 \uc5c6\uace0 \uc77c \ub144\uc758 \ub300\ubd80\ubd84\uc744 \ud574\uc678\uc5d0\uc11c \ubcf4\ub0b4\ub294\uac8c \uc544\ub2c8\ub77c\uba74 \uc9d1\uc740 \uc0ac\ub294 \uac8c \uc88b\ub2e4. \uc9d1\uac12\uc774 \uc778\ud50c\ub808\uc774\uc158\uc5d0 \uc5f0\ub3d9\ub3fc \uc804\/\uc6d4\uc138  \uac00\uaca9\uc744 \uc0c1\uc2b9\uc744 \uac71\uc815\ud558\uc9c0 \uc54a\uc544\ub3c4 \ub418\uace0 \ud559\uad70 \ub4f1 \uc8fc\ubcc0 \uc778\ud504\ub77c\ub97c \ub204\ub9b4 \uc218 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub7f0\ub300 \uc591\uadf9\ud654\uac00 \uc2ec\ud574\uc9c0\uba74\uc11c \uc8fc\ud0dd\uc758 \uc778\ud50c\ub808\uc774\uc158 \ud5e4\uc9c0 \uae30\ub2a5\uc774 \uc11c\uc6b8, \uadf8\uc911\uc5d0\uc11c\ub3c4 \ud2b9\uc815 \uc9c0\uc5ed \uc544\ud30c\ud2b8\ub85c\ub9cc \uad6d\ud55c\ub418\uace0 \uc788\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"1960\" src=\"https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-3.png\" alt=\"\" class=\"wp-image-3370\" srcset=\"https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-3.png 1280w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-3-98x150.png 98w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-3-768x1176.png 768w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-3-1003x1536.png 1003w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"30_%EB%82%B4_%EC%A7%91_%EB%A7%88%EB%A0%A8%EC%9D%98_%ED%83%80%EC%9D%B4%EB%B0%8D\"><\/span>30. \ub0b4 \uc9d1 \ub9c8\ub828\uc758 \ud0c0\uc774\ubc0d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uae30\ud68c \ube44\uc6a9\uc744 \uace0\ub824\ud574\uc11c \ub9e4\uc218 \ud0c0\uc774\ubc0d\uc744 \uc800\uc6b8\uc9c8\ud574\uc57c \ud55c\ub2e4. \uc804\uc138\ub098 \uc6d4\uc138\ub97c \uc0ac\ub294 \ube44\uc6a9\uc740 \uc804\/\uc6d4\uc138 \ud658\uc0b0\uc728\ub85c \ud658\uc0b0\ud560 \uc218 \uc788\ub2e4. \uc9d1\uc744 \uc18c\uc720\ud558\ub294 \ube44\uc6a9\uc740 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uae08\ub9ac\uc5d0 \uc138\uae08\uc744 \ub354\ud55c \ub9cc\ud07c\uc774\ub2e4. <\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"1991\" src=\"https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-4.png\" alt=\"\" class=\"wp-image-3371\" srcset=\"https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-4.png 1280w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-4-96x150.png 96w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-4-768x1195.png 768w, https:\/\/saku-hika.azki.in\/wp-content\/uploads\/2025\/08\/image-4-987x1536.png 987w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><\/figure>\n\n\n\n<p>\uc8fc\ub2f4\ub300 \uae08\ub9ac\uc5d0 \uc7ac\uc0b0\uc138\uc728\uc744 \ub354\ud55c \ube44\uc6a9\uc774 \uc804\/\uc6d4\uc138 \uc804\ud658\uc72b\ub2e4 \ub0ae\uc544\uc9c8 \ub54c \uc9d1\uc744 \uc0ac\ub294 \uac8c \uc2dc\uae30\uc0c1 \uc801\uc808\ud558\ub2e4. \uadf8\ub824\ub824\uba74 \ud3c9\uc18c\uc5d0 \uae08\ub9ac\uc640 \uc138\uae08\uc5d0 \ubbfc\uac10\ud574\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"31_2%EC%B2%9C%EB%A7%8C%EC%9B%90%EC%9D%B4_%EB%A7%8C%EB%93%9C%EB%8A%94_%EC%B0%A8%EC%9D%B4\"><\/span>31. 2\ucc9c\ub9cc\uc6d0\uc774 \ub9cc\ub4dc\ub294 \ucc28\uc774<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>2024\ub144 \uae30\uc900 30\ub300 \uac00\uad6c \uc911\uc5d0 \uc790\uac00\uc5d0 \uac70\uc8fc\ud558\ub294 \ube44\uc728\uc740 35%\uc600\ub2e4. \uad6c\uc911 \uc544\ud30c\ud2b8\uc5d0 \uc0ac\ub294 \ube44\uc728\uc740 81%\uc600\ub2e4. 30\ub300\uc5d0 \ub0b4 \uc9d1\uc744 \uc18c\uc720\ud55c \uac00\uad6c\uc758 \ud3c9\uade0 \uc18c\ub4dd\uc740 8800\ub9cc\uc6d0\uc73c\ub85c 30\ub300 \uac00\uad6c \ud3c9\uade0 \uc18c\ub4dd\uc778 6900\ub9cc \uc6d0 \ubcf4\ub2e4 \uc57d 2000\ub9cc \uc6d0\uc774 \ub354 \ub9ce\uc558\ub2e4 \uacb0\uad6d \uc774 2,000\ub9cc \uc6d0\uc774 \ub0b4 \uc9d1 \ub9c8\ub828\uc744 \uacb0\uc815\uc9d3\ub294\ub2e4.<\/p>\n\n\n\n<p>\uc9d1\uc744 \uc0ac\uaca0\ub2e4\uace0 \ub9c8\uc74c\uba39\uc5c8\uc73c\uba74 \uc18c\ub4dd\uc5d0\uc11c \ube44\uc6a9\uc744 \ube80 \uc789\uc5ec \uc18c\ub4dd\uc774 \uc6d0\ub9ac\uae08\uc744 \uac10\ub2f9\ud560 \uc218 \uc788\uc744 \ub54c \ube68\ub9ac \uc0ac\ub294 \uac8c \uc88b\ub2e4. 30\ub300\uc774\ubbc0\ub85c \uc55e\uc73c\ub85c \uc18c\ub4dd\uc740 \ub298\uc5b4\ub098\uace0 \uc9d1\uac12\uc740 \uc778\ud50c\ub808\ub97c \ubc18\uc601\ud574 \uc0c1\uc2b9\ud558\uae30 \ub54c\ubb38\uc774\ub2e4. \uadf8\ub807\ub2e4\uba74 \uc5b4\ub290 \uc815\ub3c4\uc758 \uc9d1\uc774 \uc801\ub2f9\ud560\uae4c?<\/p>\n\n\n\n<p>\uc8fc\ub2f4\ub300 \uae08\ub9ac\uc640 \uc138\uae08\uc744 \ud569\ud574\uc11c 5%\ub77c\uace0 \ud558\uc790. \ub300\ucd9c \uae30\uac04\uc774 \ubcf4\ud1b5 35\ub144\uc774\ub2c8 1\ub144 \uc789\uc5ec \uc18c\ub4dd 2,000\ub9cc \uc6d0\uc744 \uc6d0\ub9ac\uae08\uc73c\ub85c \uc4f8 \uc218 \uc788\uc73c\uba74 \ube4c\ub9b4 \uc218 \uc788\ub294 \ub3c8\uc774 3\uc5b5 2,000\ub9cc \uc6d0\uc774\ub2e4. \uc808\ubc18 \ub300\ucd9c\uc744 \ubc1b\ub294\ub2e4\uace0 \ud558\uba74 6\uc5b5 4000\ub9cc \uc6d0 \ub418\ub294 \uc9d1\uc5d0 \uc801\ub2f9\ud558\ub2e4. \uc8fc\ub2f4\ub300 \uae08\ub9ac\uac00 \ub5a8\uc5b4\uc838\uc11c \uc138\uae08\uc744 \ud569\ud574 4%\ub77c\uace0 \ud558\uba74 3\uc5b5 8000\ub9cc \uc6d0\uc744 \ube4c\ub9b4 \uc218 \uc788\uace0 \uc801\uc815 \uc9d1\uac12\uc740 7\uc5b5  6000\ub9cc \uc6d0\uc73c\ub85c \uc62c\ub77c\uac04\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"32_%EC%96%B4%EB%94%94%EC%97%90_%EC%82%B4_%EA%B2%83%EC%9D%B8%EA%B0%80\"><\/span>32. \uc5b4\ub514\uc5d0 \uc0b4 \uac83\uc778\uac00<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc608\ub098 \uc9c0\uae08\uc774\ub098 \uc9d1\uc744 \uc5b4\ub514\uc5d0 \uc0b4 \uac83\uc778\uc9c0\ub294 \uc778\uc0dd\uc5d0\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \uacb0\uc815 \uc911 \ud558\ub098\ub2e4. \uc870\uc120 \ud6c4\uae30 \uc2e4\ud559\uc790 \ub2e4\uc0b0 \uc815\uc57d\uc6a9\uc740 \uc544\ub4e4\uc5d0\uac8c &#8220;\ud55c\uc591\ub3c4\uc131 4\ub300\ubb38 10\ub9ac\ub97c \ubc97\uc5b4\ub098\uc9c0 \ub9d0\ub77c&#8221;\ub77c\uace0 \ub2f9\ubd80\ud588\ub2e4. \uc678\uad6d \ubb38\ubb3c\uc744 \uc27d\uac8c \uc811\ud558\uace0, \uc88b\uc740 \uad50\uc721\uc744 \ubc1b\uae30 \uc704\ud574\uc11c\uc600\ub2e4. \ud558\uc9c0\ub9cc \ubb3c \uc88b\uace0 \uc0b0 \uc88b\uace0 \uc815\uc790 \uc88b\uc744 \uc218\ub294 \uc5c6\ub294\ubc95 \uc9c1\uc7a5 \uac00\uae5d\uace0, \ud559\uad70\uc9c0\uc774\uba74\uc11c, \uc2e0\ucd95\uc778 \uc544\ud30c\ud2b8\ub294 \ub2f9\uc5f0\ud788 \ube44\uc2f8\ub2e4. \uc9d1\uc744 \uc5b4\ub514\uc5d0 \uc0b4 \uac83\uc778\uc9c0\ub294 \uc778\uc0dd\uc5d0\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \uacb0\uc815 \uc911 \ud558\ub098\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p> \uc870\uc120 \ud6c4\uae30 \uc2e4\ud559\uc790 \ub2e4\uc0b0 \uc815\uc57d\uc6a9\uc740 \uc544\ub4e4\uc5d0\uac8c &#8220;\ud55c\uc591\ub3c4\uc131 4\ub300\ubb38 10\ub9ac\ub97c \ubc97\uc5b4\ub098\uc9c0 \ub9d0\ub77c&#8221;\ub77c\uace0 \ub2f9\ubd80\ud588\ub2e4. \uc678\uad6d \ubb38\ubb3c\uc744 \uc27d\uac8c \uc811\ud558\uace0, \uc88b\uc740 \uad50\uc721\uc744 \ubc1b\uae30 \uc704\ud574\uc11c\uc600\ub2e4.<\/p>\n<\/blockquote>\n\n\n\n<p>\ud558\uc9c0\ub9cc \ubb3c \uc88b\uace0 \uc0b0 \uc88b\uace0 \uc815\uc790 \uc88b\uc744 \uc218\ub294 \uc5c6\ub294\ubc95 \uc9c1\uc7a5 \uac00\uae5d\uace0, \ud559\uad70\uc9c0\uc774\uba74\uc11c, \uc2e0\ucd95\uc778 \uc544\ud30c\ud2b8\ub294 \ub2f9\uc5f0\ud788 \ube44\uc2f8\ub2e4. \uc790\uc2e0\uc758 \uc0c1\ud65c\uc744 \uace0\ub824\ud574\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \uc774\uc810\uc744 \ucde8\ud558\uace0 \uac10\uc218\ud560 \uc218 \uc788\ub294 \ubd88\ud3b8\ud568\uc740 \ucc38\uc73c\uba70 \uc0b4\uc544\uc57c \ud55c\ub2e4. \uc790\ub140\uc758 \uad50\uc721\uc774 \uac00\uc7a5 \uc911\uc694\ud558\uba74 \ud559\uad70\uc9c0 \uadfc\ucc98\uc5d0 \uc0b4\uace0, \uc9c1\uc7a5\uc774 \uac00\uae4c\uc6cc\uc57c \ud558\uba74 \uc790\ub140\ub97c \ud559\uc6d0\uae4c\uc9c0 \ud0dc\uc6cc\uac00\uace0 \ud0dc\uc6cc\uc640\ub77c. \uc0c8 \uc9d1\uc5d0\uc11c \uc0b4\uace0 \uc2f6\uc73c\uba74 \uc678\uac01\uc73c\ub85c \ub098\uac00\ub77c.<\/p>\n\n\n\n<p>\uc790\uc2e0\uc758 \uc0c1\ud669\uc744 \uace0\ub824\ud574\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \uc774\uc810\uc740 \ucde8\ud558\uace0 \uac10\uc218\ud560 \uc218 \uc788\ub294 \ubd88\ud3b8\ud568\uc740 \ucc38\uc73c\uba70 \uc0b4\uc544\uc57c\ud55c\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"33_%EB%B9%84%EA%B5%90%ED%95%98%EA%B3%A0_%EB%B9%84%EA%B5%90%ED%95%98%EA%B3%A0_%EB%B9%84%EA%B5%90%ED%95%B4%EB%9D%BC\"><\/span>33. \ube44\uad50\ud558\uace0 \ube44\uad50\ud558\uace0 \ube44\uad50\ud574\ub77c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc9d1\uc744 \uc798 \uc0ac\ub824\uba74 \ub9ce\uc740 \uc9c0\uc5ed\uc744 \uac00\ubcf4\uace0 \ub04a\uc784\uc5c6\uc774 \ube44\uad50\ud574\uc57c \ud55c\ub2e4. \uadf8\ub7ec\ub2e4\ubcf4\uba74 \ube44\uc2b7\ud55c \uc870\uac74\uc5d0 \uc800\ud3c9\uac00\ub3fc \uc788\ub294 \uc9d1\uc774 \ub208\uc5d0 \ub4e4\uc5b4\uc628\ub2e4. \uadf8\ub7f0 \uc9d1\uc744 \uc0ac\uc57c\ud55c\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"34_%EB%8F%88%EC%9D%98_%EA%B0%90%EA%B0%81%EC%9D%84_%EC%9E%83%EC%A7%80_%EB%A7%88%EB%9D%BC\"><\/span>34. \ub3c8\uc758 \uac10\uac01\uc744 \uc783\uc9c0 \ub9c8\ub77c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ud544\uc790\uc758 &#8216;\uc2a4\uc2b9\ub2d8&#8217;\uc740 \uac74\ubb3c\uc744 \ub9e4\ub3c4\ud558\ub358 \ub3c4\uc911 \ub9e4\uc218\uc790\uac00 \uc640 \uc0ac\uc778\uc744 \ud558\ub824\uace0 \ud558\uc600\ub294\ub370 \uadf8 \uc21c\uac04 &#8220;0.8%\ub9cc \uae4e\uc544\uc8fc\uc138\uc694&#8221;\ub77c\uace0 \uc9c8\ub800\ub2e4. \uc2a4\uc2b9\uc740 \ucc98\uc74c\uc73c\ub85c \ud070\ub3c8\uc744 \ub9cc\ub514\ub294 \uac83\uc774\uae30\uc5d0 0.8% \uc815\ub3c4\ub294 \uae4e\uc544\uc918\ub3c4 \uad1c\ucc2e\ub2e4\uace0 \uc0dd\uac01\ud558\uc5ec \uc0ac\uc778\ud558\uc600\uc73c\ub098 \ub3cc\uc544\uc624\ub294 \uae38\uc5d0 \ud6c4\ud68c\ub97c \ud558\uba70 \uadf8 \uc790\ub9ac\uc5d0\uc11c \uc77c\uc5b4\ub0ac\uc5b4\uc57c \ud55c\ub2e4\ub294 \uc0dd\uac01\ud588\ub2e4.<\/p>\n\n\n\n<p>\ubd80\ub3d9\uc0b0\uc740 \ud55c\ubc88\uc5d0 \ud070\ub3c8\uc774 \uc624\uac00\uace0 \ubd80\ub300 \ube44\uc6a9\ub3c4 \ub9ce\uc774 \ubc1c\uc0dd\ud55c\ub2e4. \uc790\uce6b \uc5bc\ub9c8\ub098 \ud070\ub3c8\uc778\uc9c0 \uac10\uc774 \uc5c6\uc5b4\uc9c8 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\ud070 \ub3c8\uc77c\uc218\ub85d \uae08\uc561\uc5d0 \uc608\ubbfc\ud574\uc57c \ud55c\ub2e4.<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"35_%EC%9E%90%EC%A1%B4%EA%B0%90%EC%9D%84_%EC%A7%80%EC%BC%9C%EB%9D%BC\"><\/span>35. \uc790\uc874\uac10\uc744 \uc9c0\ucf1c\ub77c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc11c\uc6b8 \ud55c\ub0a8\ub3d9 \uac19\uc740 \uadf9\uc18c\uc218 \uc544\ud30c\ud2b8\ub294 \ud2b8\ub7ec\ud53c \uc560\uc14b\uc73c\ub7ec\uc11c\uc758 \uc131\uaca9\uc774 \uac15\ud574\uc9c0\uace0 \uc788\ub2e4. \uc18c\uc720\uc758 \uc774\uc720\uac00 \uc778\ud50c\ub808 \ud5e4\uc9c0\uac00 \uc544\ub2cc \uacfc\uc2dc\uc774\uae30\uc5d0 \ub2e4\ub978 \uc790\uc0b0\uc73c\ub85c \ubd10\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<p>\ubd80\uc790\uc758 \ub9c8\uc9c0\ub9c9 \uc870\uac74\uc740 \uc790\uc874\uac10\uc774\ub2e4. \ud2b8\ub85c\ud53c \uc560\uc14b\uc774 \uc5c6\ub2e4\uace0 \uc0c1\ub300\uc801 \ubc15\ud0c8\uac10\uc744 \ub290\uaef4\uc11c\ub294 \uc548\ub41c\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"36_40%EB%8C%80_%EB%A8%B8%EB%A6%AC%EB%A5%BC_%EC%8D%A8%EB%9D%BC_%E2%80%93_%EB%8D%94_%EB%B2%8C%EA%B3%A0_%EB%8D%9C_%EC%8D%A8%EC%84%9C_%EB%8F%88%EC%9D%84_%EC%86%90%EC%97%90_%EC%A5%90%EC%96%B4%EB%9D%BC\"><\/span>36. 40\ub300 \uba38\ub9ac\ub97c \uc368\ub77c &#8211; \ub354 \ubc8c\uace0 \ub35c \uc368\uc11c \ub3c8\uc744 \uc190\uc5d0 \uc950\uc5b4\ub77c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>40\ub300\ub294 \uc798 \ubc8c\uace0, \uc798 \uc4f0\uace0, \uc790\uc0b0\ub3c4 \ub9ce\uace0, \ubd80\ucc44\ub3c4 \ub9ce\ub2e4. \uacbd\ub825\uacfc \uc18c\ub4dd\uc774 \uc815\uc810\uc744 \ucc0d\ub294 \uc2dc\uae30\ub2e4. \ub0b4\ub824\uc62c \ub54c\ub97c \ub300\ube44\ud574 \uc18c\ub4dd\uc744 \uc790\uc0b0\uc73c\ub85c \ubc14\uafd4 \ub193\uc544\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<p>\uacf5\uc790\ub294 40\ub300\uc5d0 \uc720\ud639\uc5d0 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\ub294 \ubd88\ud639\uc758 \uacbd\uc9c0\uc5d0 \ub3c4\ub2ec\ud588\ub2e4\uc9c0\ub9cc \ubcf4\ud1b5 \uc0ac\ud568\ub4e4\uc740 \ub108\ubb34 \ud639\ud560 \uac83\uc774 \ub9ce\uc544 \ubd88\ud639\ud558\uc9c0 \uc54a\uc73c\uba74 \ud798\ub4e0 \uc2dc\uae30\uac00 40\ub300\uc774\ub2e4.<\/p>\n\n\n\n<p>\uc9c0\ucd9c\uc744 \uc5b5\uc81c\ud574\uc11c \uc190\uc5d0 \uc950\ub294 \ub3c8\uc744 \ub298\ub824\uc57c \ud55c\ub2e4. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"37_%ED%88%AC%EC%9E%90%ED%95%98%EA%B8%B0_%EC%A2%8B%EC%9D%80_%EB%82%98%EC%9D%B4_43%EC%84%B8\"><\/span>37. \ud22c\uc790\ud558\uae30 \uc88b\uc740 \ub098\uc774 43\uc138<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>40\ub300\ub294 \ud22c\uc790\ud558\uae30 \uc88b\uc740 \uc2dc\uae30\ub2e4. \ud22c\uc790 \uc9c0\ub2a5\uc740 \ubbfc\ucca9\ud558\uac8c \ud589\ub3d9\ud558\ub294 &#8216;\uc720\ub3d9\uc131 \uc9c0\ub2a5&#8217;\uacfc \uc0c1\ud65c\uc744 \uc885\ud569\uc801\uc73c\ub85c \ud310\ub2e8\ud574 \uaddc\uce59\uc744 \ucc3e\uc544\ub0b4\ub294 &#8216;\uacb0\uc815\uc131 \uc9c0\ub2a5&#8217;\uc73c\ub85c \uad6c\uc131\ub3fc \uc788\ub2e4. 40\ub300 \uc911\ubc18\uc5d0 \ud22c\uc790\uc790\ub294 \uc804\uc131\uae30\ub97c \ub9de\ub294\ub2e4. \uc544\uc9c1 \uba38\ub9ac\ub294 \uc798 \ub3cc\uc544\uac00\uace0 \uc0ac\uc774\ud074\ub3c4 \uba87\ubc88 \ubd10\uc11c \uacbd\ud5d8\uc774 \ucd95\uc801\ub418\uc5b4 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n\n\n\n<p>40\ub300\ub294 \uc2e4\ud328\ub294 \uc904\uc774\ub294 \uac8c \ud575\uc2ec\uc774\ub2e4. \uc774\ub97c \uc704\ud574 7\uac00\uc9c0\uc758 \uba85\uc2ec\ud574\uc57c\ud560 \uc810\uc774 \uc788\ub2e4.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\uc789\uc5ec \uc18c\ub4dd\uc774 \uc313\uc774\uace0 \uc788\uc5b4\uc57c\ud55c\ub2e4 &#8211; \uae30\ub2e4\ub9b4 \uc218 \uc788\ub294 \uc5ec\uc720\uac00 \uc0dd\uae34\ub2e4.<\/li>\n\n\n\n<li>\uc131\uacf5\ub960\uc744 \ub192\uc5ec\uc57c \ud55c\ub2e4 -\ubcf5\ub9ac\uc758 \ub9c8\ubc95\uc740 \ub3c8\uc744 \uae4c\uba39\uc744 \ub54c\uc5d0\ub3c4 \uc801\uc6a9\ub41c\ub2e4.<\/li>\n\n\n\n<li>\uc6b4\uacfc \uc2e4\ub825\uc744 \uad6c\ubd84\ud574\uc57c\ud55c\ub2e4 &#8211; \uacf5\ubd80\ub85c \uc2e4\ub825\uc744 \ub298\ub824\ub77c, \uc2e4\ub825\uc774 \uc798 \ubc1c\ud718\ub418\ub294 \uc870\uac74\uc744 \ub9cc\ub4e4\uc5b4\ub77c<\/li>\n\n\n\n<li>\ud655\ub960\uc801 \uc0ac\uace0\ub97c \ud574\ub77c &#8211; \ud655\uc728\uc801 \uc0ac\uace0\ub294 \ud22c\uc790\uc790\uc5d0 \uac10\uc815\uc774 \uac1c\uc785\ud558\ub294 \uac78 \ub9c9\uc544\uc900\ub2e4.<\/li>\n\n\n\n<li>\ube44\uc2f8\uace0 \ub098\uc05c \uc8fc\uc2dd\uc744 \ud53c\ud574\ub77c.<\/li>\n\n\n\n<li>\uac00\uce58\uc8fc\uc5d0\uc11c \uc131\uc7a5\uc8fc\ub85c \ubc14\ub00c\ub294 \uc8fc\uc2dd\uc744 \uc0ac\ub77c &#8211; \ud68c\uc0ac\uc758 \uc774\uc775\uc774 \ud22c\uc790\uc790\uc5d0\uac8c \uadc0\uc18d\ub418\ub294\uc9c0, \uc7ac\ud22c\uc790\ub418\ub294\uc9c0\ub97c \ud655\uc778\ud574\ub77c.<\/li>\n\n\n\n<li>\ud22c\uc790\uc758 \ub4c0\ub808\uc774\uc158\uc744 \uc778\uc9c0\ud574\ub77c &#8211; \uc790\uc0b0\uc5d0 \ud22c\uc790\ud560 \ub54c \ub0b4\uac00 \ud22c\uc790\ud55c \ub3c8\uc774 \uc5bc\ub9c8 \ub9cc\uc5d0 \ub0b4 \uc218\uc911\uc758 \ub3c8\uc73c\ub85c \ud68c\uc218\ub418\ub294\uc9c0\ub97c \uacc4\uc0b0\ud574\ubd10\uc57c\ud55c\ub2e4.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"38_%EA%B5%90%EC%9C%A1%EC%9D%80_%EC%B5%9C%EA%B3%A0%EC%9D%98_%EC%83%81%EC%86%8D\"><\/span>38. \uad50\uc721\uc740 \ucd5c\uace0\uc758 \uc0c1\uc18d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>&#8216;\uad50\uc721\uc740 \ucd5c\uace0\uc758 \uc0c1\uc18d&#8217;\uc774\ub77c\ub294 \ub9d0\uc774 \uc788\ub2e4. \uc790\ub140\uc5d0\uac8c \ub3c8\uc73c\ub85c \ubb3c\ub824\uc8fc\uba74 \uc138\uae08\uc744 \ub0b4\uc9c0\ub9cc \uad50\uc721\uc744 \uc2dc\ud0a4\uba74 \ub0b4\uc9c0 \uc54a\ub294\ub2e4.<\/p>\n\n\n\n<p>\ubd80\ubaa8\ub85c\uc11c \uad50\uc721\ube44\ub97c \uc544\ub07c\ub294 \uac74 \ub9c8\uc74c\uc5d0 \uac78\ub9ac\ub294 \uc77c\uc774\ub2e4. \ud558\uc9c0\ub9cc \ub178\ud6c4\ub97c \ud76c\uc0dd\ud558\uba74\uc11c\uae4c\uc9c0 \uad50\uc721\ube44\ub97c \uc368\uc57c \ud558\ub294\uc9c0\ub294 \uace0\ubbfc\ud574\ubcfc \uc77c\uc774\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"39_%EC%A1%B0%EA%B1%B4_%EA%B7%B8%EB%A3%B9%EC%9D%84_%EB%91%AC%EB%9D%BC\"><\/span>39. \uc870\uac74 \uadf8\ub8f9\uc744 \ub46c\ub77c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ud22c\uc790\uc758 \uc644\uc131\ub3c4\ub97c \ub192\uc5ec\uc8fc\ub294 \uac74 \uc870\uc5b8 \uadf8\ub8f9\uc774\ub2e4. \uacb0\uc815\uc740 \uc790\uc2e0\uc774 \ub0b4\ub9ac\ub354\ub77c\ub3c4 \uc0dd\uac01\uc744 \uac80\uc99d\ud574\uc904 \uc218 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc774 \uc788\uc73c\uba74 \uc2e4\uc218\ub294 \uc904\uc77c \uc218 \uc788\uace0 \ud22c\uc790\uc790\uc758 \uc644\uc131\ub3c4\ub97c \ub192\uc77c \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<p>\ub2e8, \uc870\uac74 \uadf8\ub8f9\uc740 \ub098\ubcf4\ub2e4 \ub611\ub611\ud55c \uc0ac\ub78c\ub4e4\ub85c \uad6c\uc131\ud574\uc57c \ud55c\ub2e4. \uadf8\ub9ac\uace0 \ub0b4\uac00 \uadf8\ub4e4\uc5d0\uac8c \uac00\uce58 \uc788\ub294 \uc870\uc5b8\uc744 \ud574\uc904 \uc218 \uc788\uc5b4\uc57c\ud55c\ub2e4. \ub098\ub3c4 \ub204\uad70\uac00\uc5d0\uac8c \uc870\uc5b8 \uadf8\ub8f9\uc774 \ub418\ub294 \uac83\uc774\ub2e4. <\/p>\n\n\n\n<p>\uac15\ub3c4\ub192\uc740 \ud22c\uc790 \ubaa8\uc784\uc5d0 \ucc38\uac00\ud574\ub77c 1\uc8fc\uc77c\uc5d0 \ud55c\ubc88 \ubc1c\ud45c\ud558\uace0 \ud22c\uc790 \uc544\uc774\ub514\uc5b4\ub97c \ube44\ud3c9\ud558\ub294 \ubaa8\uc784\ub4e4\uc774 \uc788\ub2e4. \ub0b4\uac00 \uc544\ub294 \uac78 \uc790\ub791\ud558\uc9c0 \ub9d0\uace0 \uc9c8\ubb38\ud558\uace0, \uadc0 \uae30\uc6b8\uc5ec \ub4e4\uc5b4\ub77c. \uadf8\ub4e4\uc740 \ub098\uc758 \uc870\uc5b8 \uadf8\ub8f9\uc73c\ub85c \ub9cc\ub4e4\uc5b4\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"40_50%EB%8C%80_%EC%BB%A4%EB%A6%AC%EC%96%B4%EC%9D%98_%EA%B8%B0%EC%88%A0\"><\/span>40. 50\ub300 \ucee4\ub9ac\uc5b4\uc758 \uae30\uc220<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>50\ub300 \uc5d4 \uc18c\ub4dd\ubcf4\ub2e4 \uc790\uc0b0\uc774, \uc313\ub294 \uac83\ubcf4\ub2e4 \uc9c0\ud0a4\ub294 \uac83\uc774 \ub354 \uc911\uc694\ud558\ub2e4. <\/p>\n\n\n\n<p>\ucd5c\uc6b0\uc120\uc73c\ub85c \uc9c0\ucf1c\uc57c \ud558\ub294 \uac74 \uc18c\ub4dd, \uc989 \uc9c1\uc5c5\uc774\ub2e4. <\/p>\n\n\n\n<p>\ud654\uc774\ud2b8\uce7c\ub77c\uac00 \uc77c\uc790\ub9ac\ub97c \uc9c0\ud0a4\uace0 \ubd80\uc790\uac00 \ub418\uae30 \uc704\ud574\uc120 \uc2b9\uc9c4\uc744 \ud574\uc57c\ud55c\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"41_%EC%9D%BC%ED%95%98%EB%8A%94_%EC%82%AC%EB%9E%8C%EC%9D%98_1%EB%85%84%EC%9D%80_%EC%9D%BC%ED%95%98%EC%A7%80_%EC%95%8A%EB%8A%94_%EC%82%AC%EB%9E%8C%EC%9D%98_2%EB%85%84%EC%9D%B4%EB%8B%A4\"><\/span>41. \uc77c\ud558\ub294 \uc0ac\ub78c\uc758 1\ub144\uc740 \uc77c\ud558\uc9c0 \uc54a\ub294 \uc0ac\ub78c\uc758 2\ub144\uc774\ub2e4.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>50\ub300\uc5d0 \uc9c1\uc7a5\uc744 1\ub144 \ub354 \ub2e4\ub2c8\ub294 \uac74 2\ub144 \uc774\uc0c1\uc758 \uc2dc\uac04\uc744 \ubc84\ub294 \ud6a8\uacfc\uac00 \uc788\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"42_%EB%8D%94_%EC%9D%BC%ED%95%98%EB%8A%94_%EA%B2%83%EC%9D%98_%EB%B6%80%EC%88%98%EC%9E%85\"><\/span>42. \ub354 \uc77c\ud558\ub294 \uac83\uc758 \ubd80\uc218\uc785<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ub9cc 55\uc138\ub97c \ub118\uc5b4\uc11c\ub3c4 \ud68c\uc0ac\ub97c \ub2e4\ub2c8\uba74 \uc5f0\uae08\uc744 \uc218\ub839\ud558\ub294 \uc2dc\uae30\ub97c \ub2a6\ucd9c \uc218 \uc788\uc5b4 \uc808\uc138 \ud6a8\uacfc\uac00 \ucee4\uc9c4\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"43_%EC%A0%84%EB%AC%B8%EC%84%B1%EC%9D%84_%EC%82%B4%EB%A0%A4%EB%9D%BC\"><\/span>43. \uc804\ubb38\uc131\uc744 \uc0b4\ub824\ub77c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc804\ubb38\uc744 \uc0b4\ub824\uc11c \uacbd\ub825\uc744 \uc5f0\uc7a5\ud574\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"44_%EB%84%A4%ED%8A%B8%EC%9B%8C%ED%81%AC%EB%A5%BC_%EC%8C%93%EC%95%84%EB%9D%BC\"><\/span>44. \ub124\ud2b8\uc6cc\ud06c\ub97c \uc313\uc544\ub77c.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>50\ub300\uac00 \uac00\uc9c8 \uc218 \uc788\ub294 \ub610 \ub2e4\ub978 \ub2a5\ub825\uc740 \ub124\ud2b8\uc6cc\ud06c\ub2e4. \ud2b9\ud788 \uc190\ub2d8\uc744 \uc0c1\ub300\ud558\ub294 \uc601\uc5c5 \uc5c5\ubb34\ub294 \uc678\ubd80 \ub124\ud2b8\uc6cc\ud06c\uac00 \ub113\uc5b4 \uacbd\ub825\uc744 \uc5f0\uc7a5\ud558\ub294 \ub370 \ud65c\uc6a9\ud560 \uc218 \uc788\ub2e4. \ub2e8, \ub0b4\uac00 \ub2e4\ub2c8\ub358 \ud68c\uc0ac\ub97c \ubcf4\uace0 \uc0dd\uae34 \ub124\ud2b8\uc6cc\ud06c\ub77c\uba74 \uc9c1\uc7a5\uc744 \uadf8\ub9cc\ub450\ub294 \uc21c\uac04 \uc0ac\ub77c\uc9c4\ub2e4. \uadf8\ub798\uc11c \ub124\ud2b8\uc6cc\ud06c\ub294 \uc790\uc2e0\uc758 \ub2a5\ub825\uc744 \uae30\ubc18\uc73c\ub85c \uc9c1\uc811 \ub9cc\ub4dc\ub294 \uac83\uc774 \uc88b\ub2e4. \ud68c\uc0ac\uc758 \uc790\uc6d0\uc744 \uc368\uc11c \ub3c8\uc744 \ubc8c\uc5b4\uc624\ub294 \uc0ac\ub78c\uc740 \uc27d\uac8c \ub300\uccb4\uad38\ub2e4. \uadf8 \uc790\ub9ac\uc5d0 \ub204\uad6c\ub97c \uc549\ud600\ub3c4 \uadf8 \uc815\ub3c4\ub294 \ubc8c \uc218 \uc788\ub2e4\uace0 \uc0dd\uac01\ud558\uae30 \ub54c\ubb38\uc774\ub2e4. \ud558\uc9c0\ub9cc \uc790\uc2e0\uc758 \ub124\ud2b8\uc6cc\ud06c\ub85c \ub3c8\uc744 \ubc8c\uc5b4\uc5b4\ub294 \uc0ac\ub78c\uc740 \uc27d\uac8c \ub300\uccb4\ub418\uae30 \uc5b4\ub835\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"45_%EB%B6%84%EC%82%B0%EC%9C%BC%EB%A1%9C_%EC%A7%80%EC%BC%9C%EB%9D%BC\"><\/span>45. \ubd84\uc0b0\uc73c\ub85c \uc9c0\ucf1c\ub77c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>50\ub300\ub294 \uc790\uc0b0\uc744 \uc9c0\ud0a4\ub294 \uac83\uc774 \uc18c\ub4dd\uc744 \uc9c0\ud0a4\ub294 \uac83\ubcf4\ub2e4\uc911\uc694\ud558\ub2e4. \uc190\uc2e4\uc744 \ubcf5\uad6c\ud560 \uc2dc\uac04\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \uc801\uc73c\ubbc0\ub85c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ubd84\uc0b0\ud574\uc11c \ubc29\uc5b4\uc801\uc73c\ub85c \ud22c\uc790\ud574\uc57c\ud55c\ub2e4.<\/p>\n\n\n\n<p>\ub4c0\ub808\uc774\uc158 \ud2b9\uba74\uc5d0\uc11c \uc5b8\uc81c\ub4e0 \ud314 \uc218 \uc788\ub294 \uc720\ub3d9\uc131 \uc790\uc0b0\uc758 \ube44\uc911\uc744 \uc810\ucc28 \ub298\ub824\uac00\uc57c \ud55c\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"46_%EB%B6%80%EC%B1%84%EB%A5%BC_%EC%A4%84%EC%97%AC%EB%9D%BC\"><\/span>46. \ubd80\ucc44\ub97c \uc904\uc5ec\ub77c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>50\ub300\uac00 \ub418\uba74 \ub298\uc5b4\ub098\ub294 \ud604\uae08 \ud750\ub984\uc744 \ubd80\ucc44\ub97c \uc904\uc774\ub294 \ub370 \uc368\uc57c \ud55c\ub2e4. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"47_BS%EB%8A%94_IS%EC%9D%98_%EB%AF%B8%EB%9E%98%EB%8B%A4\"><\/span>47. B\/S\ub294 I\/S\uc758 \ubbf8\ub798\ub2e4. <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>50\ub300\uc5d0 \uc790\uc0b0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc5b4\ub5bb\uac8c \uc9dc\ub290\ub0d0\uac00 \uc740\ud1f4 \ud6c4 \uc18c\ub4dd\uc744 \uacb0\uc815\ud55c\ub2e4. \ud2b9\ud788, 50\ub300 \uc774\uc804\uae4c\uc9c0\ub294 I\/S(\uc18c\ub4dd, \uc9c0\ucd9c)\uac00 B\/S(\uc790\uc0b0, \ubd80\ucc44)\ub97c \uacb0\uc815\ud558\uc9c0\ub9cc 50\ub300\ubd80\ud130\ub294 B\/S\uac00 I\/S\ub97c \uacb0\uc815\ud55c\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"48_%EB%B6%80%EC%9E%90%EC%97%90_%EB%8B%A4%EA%B0%80%EA%B0%80%EB%9D%BC\"><\/span>48. \ubd80\uc790\uc5d0 \ub2e4\uac00\uac00\ub77c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ud3c9\uade0\uc801\uc778 50\ub300\uc758 \uc790\uc0b0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub294 40\ub300\uc640 \ud070 \ucc28\uc774\uac00 \uc5c6\uc9c0\ub9cc \uc0c1\uc704 10% 1%\ub85c \uac08\uc218\ub85d \ucc28\uc774\uac00 \ubc8c\uc5b4\uc9c4\ub2e4.<\/p>\n\n\n\n<p>\uae08\uc735\uc790\uc0b0\uacfc \ube44\uc8fc\uac70 \ubd80\ub3d9\uc0b0\uc740 \uc790\uc0b0 \uc18c\ub4dd\uc758 \uc6d0\ucc9c\uc774\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"49_%EC%8B%9C%EA%B0%84%EC%9D%84_%EB%82%B4_%ED%8E%B8%EC%9C%BC%EB%A1%9C_%EB%A7%8C%EB%93%A4%EC%96%B4%EB%9D%BC\"><\/span>49. \uc2dc\uac04\uc744 \ub0b4 \ud3b8\uc73c\ub85c \ub9cc\ub4e4\uc5b4\ub77c.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc774 \ucc55\ud130\ub97c \ud55c \ubb38\uc7a5\uc73c\ub85c \uc694\uc57d\ud558\uba74 &#8216;\uc2dc\uac04\uc744 \ub0b4 \ud3b8\uc73c\ub85c \ub9cc\ub4dc\ub294 \uac83&#8217;\uc774\ub77c\uace0 \ud560 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<p>\uae08\uc735 \uc790\uc0b0\uacfc \ube44\uc8fc\uac70 \ubd80\ub3d9\uc0b0\uc774 \uae08\uc735 \ubd80\ucc44\ubcf4\ub2e4 \ub9ce\uace0, \uc18c\ub4dd\uc73c\ub85c \uc9c0\ucd9c\uc744 \ucda9\ub2f9\ud560 \uc218 \uc788\uc73c\uba74 \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \uc790\uc0b0\uc740 \uc99d\uac00\ud558\uac8c \ub3fc\uc788\uc73c\ubbc0\ub85c \uc2dc\uac04\uc740 \ub0b4 \ud3b8\uc778 \uc148\uc774\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"50_%ED%98%84%EB%AA%85%ED%95%9C_%EB%B6%80%EC%9E%90%EA%B0%80_%EB%8F%BC%EB%9D%BC\"><\/span>50. \ud604\uba85\ud55c \ubd80\uc790\uac00 \ub3fc\ub77c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc218\uc775\uacfc \uade0\ud615\uc744 \ub3d9\uc2dc\uc5d0 \ucd94\uad6c\ud558\ub294 \uc790\uc0b0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc870\ud569\ud558\ub294 \uac83\uc774 \ubd80\uc790\ub85c \uac00\ub294 \ub9c8\uc9c0\ub9c9 \ub2e8\uacc4\ub2e4. \uc544\uc9c1\ub3c4 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ub3c8\uc774 \uc0dd\uae30\uba74 \ub354 \uc88b\uc740 \uc544\ud30c\ud2b8\ub9cc \uc0ac\ub824\uace0 \ud558\ub294\ub370, \uc218\uc775\uacfc \uade0\ud615\uc744 \ubaa8\ub450 \ub193\uce60 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<p>\uc18c\ub4dd\uc740 \uc904\uc5b4\ub4dc\ub294\ub370, \uc790\uc0b0\uc774 \uc801\uc73c\uba74 \ubb34\ub9ac\ud574\uc11c \ud22c\uc790\ud558\uac8c \ub41c\ub2e4. \uae08\uc735 \uc790\uc2dd\uc774 \uc5c6\uc73c\uba74 \uc608\uae08\ubc16\uc5d0 \ubabb\ud558\ub2c8 \uc790\ubcf8\uc774 \ub9ce\uc774 \ud544\uc694\ud558\ub2e4. \uae08\uc735 \uc9c0\uc2dd\uc774 \uc788\uc5b4\uc5ec \uc801\uc815\ud55c \uc790\ubcf8\uacfc \uc218\uc775\ub960\uc744 \uc870\ud569\ud574\uc11c \ubb34\ub9ac\ud558\uc9c0 \uc54a\uc73c\uba70 \ud22c\uc790\ud560 \uc218 \uc788\ub2e4. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"51_%EB%B6%80%EC%9E%90%EB%8A%94_%EC%A2%8B%EC%9D%80_%EC%82%AC%EB%9E%8C%EC%9D%B4%EB%8B%A4\"><\/span>51. \ubd80\uc790\ub294 \uc88b\uc740 \uc0ac\ub78c\uc774\ub2e4.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc6b0\ub9ac\ub098\ub77c\uac00 \ubabb\uc0b4 \ub54c\uc5d0\ub294 \ubd80\uc790\ub77c\uace0 \ud558\uba74 \uc815\ub2f9\ud558\uc9c0 \uc54a\ub294 \ubc29\ubc95\uc73c\ub85c \uac11\uc791\uc2a4\ub7fd\uac8c \ub3c8\uc744 \ubc88 \uc0ac\ub78c\uc774\ub77c\ub294 \ubd80\uc815\uc801\uc778 \uc778\uc2dd\uc774 \uc788\uc5c8\ub2e4. \ud558\uc9c0\ub9cc \uc6b0\ub9ac\ub098\ub77c\uac00 \uc120\uc9c4\uad6d\uc774 \ub418\uace0 \uc120\uc9c4\uad6d \uc911\uc5d0\uc11c\ub3c4 \uc798\uc0ac\ub294 \ub098\ub77c\uac00 \ub41c \uc9c0\uae08\uc740 \uc131\uc2e4\ud558\uace0 \ud604\uba85\ud558\uac8c \uc0b4\uba74 \ub204\uad6c\ub098 \ubd80\uc790\uac00 \ub420 \uc218 \uc788\ub2e4. \uadf8\ub7ec\ub2c8 \ubd80\uc790\uac00 \ub3fc\ub77c \ud544\uc790\uac00 \ub9cc\ub09c \ubd80\uc790\ub4e4\uc740 \uc131\uc2e4\ud558\uace0 \uc5f4\uc815\uc801\uc774\uace0 \uc5ec\uc720 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc774\uc5c8\ub2e4. \uadfc\ub85c\uc5d0\uc11c \ud574\ubc29\ub41c \uadf8\ub4e4 \uc911 \uc77c\ubd80\ub294 \ud68c\uc0ac\ub97c \ub9c8\uc2e4 \ub2e4\ub2c8\ub4ef \ub098\uc654\uace0 \ud6c4\ubc30\ub4e4\uc5d0\uac8c \uc88b\uc740 \uc560\uae30\ub97c \ud574\uc8fc\uba70 \uc5c5\ubb34\uc801\uc73c\ub85c \uc798 \ud480\ub9ac\uc9c0 \uc54a\ub294 \ubd80\ubd84\ub4e4\uc744 \ud574\uacb0\ud574\uc8fc\uace0 \uc788\ub2e4. <\/p>\n\n\n\n<p>\ubd80\uc790\ub294 \uc790\uc0b0\uc758 \uc77c\uc744 \ud608\uc2ec\ud788 \uadf8\ub9ac\uace0 \uc798\ud55c \uc0ac\ub78c\uc774\uc5c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"52_%EA%B3%BC%EC%A0%95%EC%9D%84_%EC%A4%91%EC%9A%94%ED%95%98%EA%B2%8C_%EC%83%9D%EA%B0%81%ED%95%B4%EB%9D%BC\"><\/span>52. \uacfc\uc815\uc744 \uc911\uc694\ud558\uac8c \uc0dd\uac01\ud574\ub77c.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc2dc\ud589\ucc29\uc624\ub97c \uacaa\uc73c\uba70 \ud130\ub4dd\ud558\ub294 \uc694\ub839, \uc544\uc774\ub514\uc5b4\ub97c \uc2e4\ud5d8\ud558\uba74\uc11c \ucd95\uc801\ub418\ub294 \uae30\ub85d, \ub54c\ub97c \uae30\ub2e4\ub9b4 \ub54c \uc0dd\uae30\ub294 \uc778\ub0b4, \uc774 \ubaa8\ub4e0\uac83\ub4e4\uc774 \uc790\uc0b0\uc774\ub2e4. \uadf8\ub7ec\ub2c8 \ub2e8\uacc4\ub97c \uac74\ub108\ub6f0\uc9c0 \ub9d0\uc544\ub77c. \ub0a8\ub4e4\ubcf4\ub2e4 \uc18d\ub3c4\uac00 \ub290\ub9ac\ub2e4\uace0 \ubb34\ub9ac\ud558\uac8c \ube5a\uc744 \ub04c\uc5b4 \uc4f0\uba74 \uc624\ud788\ub824 \ub4a4\ub85c \uac00\uae30 \uc2ed\uc0c1\uc774\ub2e4. \ube5a\uc740 \ubbf8\ub798\uc758 \uc18c\ub4dd\uc744 \ub2f9\uaca8 \uc4f0\ub294 \uac83\uc774\ub2e4. \uc790\uc2e0\uc758 \uacbd\uc81c \ud65c\ub3d9\uc774 \ub05d\ub098\uac08 \ubb34\ub835 \uc5c6\uc568 \uc218 \uc788\ub294 \uc815\ub3c4\ub9cc \uc368\uc57c\ud558\ub09f. \ub0a8\ub4e4\uacfc \ube44\uad50\ud558\uc9c0 \ub9d0\uc544\ub77c. \ubb34\ub9ac\ub97c \ud558\ub294 \uac74 \uc624\ub85c\uc9c0 \uadf8 \ub54c\ubb38\uc774\ub2e4. \uc774 \ucc45\uc744 \ucc98\uc74c\ubd80\ud130 \uc790\uc874\uac10\uc774 \ubd80\uc790\uc758 \ud544\uc218 \ub355\ubaa9\uc774\ub77c\uace0 \uac15\uc870\ud588\ub2e4. SNS\uc758 \uc2dc\ub300\ub97c \uc0ac\ub294 \uc6b0\ub9ac\ub294 \uc0c1\ub300\uc801 \ubc15\ud0c8\uac10\uc744 \ub108\ubb34 \uc27d\uac8c \ub290\ub080\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"53_%ED%88%AC%EC%9E%90%EB%A1%9C_%EC%88%9C%ED%95%AD%ED%95%B4%EB%9D%BC\"><\/span>53. \ud22c\uc790\ub85c \uc21c\ud56d\ud574\ub77c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ud22c\uc790\ub294 \ubd80\uc790\ub85c \uac00\ub294 \ud5a5\ud574\uc5d0 \ub4a4\ubc14\ub78c \uac19\uc740 \uac83\uc774\ub2e4. \ud22c\uc790\uc758 \uace0\uc218\uac00 \ub418\ub77c.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"54_%EC%9E%90%EB%85%80%EC%97%90%EA%B2%8C_%EB%8F%88%EC%9D%84_%EB%8B%A4%EB%A3%A8%EB%8A%94_%EB%B2%95%EC%9D%84_%EA%B0%80%EB%A5%B4%EC%B3%90%EC%A4%98%EB%9D%BC\"><\/span>54. \uc790\ub140\uc5d0\uac8c \ub3c8\uc744 \ub2e4\ub8e8\ub294 \ubc95\uc744 \uac00\ub974\uccd0\uc918\ub77c.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uac00\uc7a5 \uc26c\uc6b4 \ubc29\ubc95\uc740 \uc790\ub140\uac00 \uc5b4\ub838\uc744 \ub54c \ub300\uc2e0 \ud22c\uc790\ud574\uc8fc\ub294 \uac83\uc774\ub2e4. \ubbf8\uc131\ub144 \uc790\ub140\uc5d0\uac8c 2,000\ub9cc \uc6d0\uae4c\uc9c0 \uc138\uae08 \uc5c6\uc774 \uc99d\uc5ec\ud560 \uc218 \uc788\ub2e4. 2,100\ub9cc \uc6d0 \uc99d\uc5ec\ud558\ub294 \uac78 \ucd94\ucc9c\ud55c\ub2e4. \uc138\ubb34\uc11c\uc5d0 \uac00\uc11c \uc99d\uc5ec \uc2e0\uace0\ud558\uace0 100\ub9cc\uc6d0\uc5d0 \ub300\ud574\uc11c 7\ub9cc \uc6d0 \uc870\uae08 \ub118\ub294 \uc138\uae08\uc744 \ub0b4\uba74 \uc790\ub140\uc5d0\uac8c \uc801\ubc95\ud558\uac8c \uc99d\uc5ec\ud588\ub2e4\ub294 \uae30\ub85d\uc744 \ub0a8\uae38 \uc218 \uc788\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"55_%EC%A7%81%EC%97%85_%EC%9C%A4%EB%A6%AC%EB%A5%BC_%EA%B0%80%EC%A0%B8%EB%9D%BC\"><\/span>55. \uc9c1\uc5c5 \uc724\ub9ac\ub97c \uac00\uc838\ub77c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>20\ub300\uc5d0 \uc790\uc0b0\uc758 \ud798\uc73c\ub85c \ubc88 \ub3c8\uc73c\ub85c \ud22c\uc790\ub97c \ud574\ubd10\ub77c. 20\ub300\uc5d4 \uac00\ub2a5\ud55c \ud55c \ub9ce\uc740 \uacbd\ud5d8\uc744 \ud574\uc57c \ud558\ub294\ub370, \uadf8\uc911 \ud558\ub098\uac00 \ud22c\uc790\ub2e4. \uc6ec\ub9cc\ud558\uba74 \ubab8\uc744 \uc368\uc11c \ubc88 \ub3c8\uc744 \ud22c\uc790\ud560 \uac83\uc744 \uad8c\ud55c\ub2e4. \uc190\uc2e4\uc774 \ub098\uba74 \uba70\uce60\uac04 \ubc25\uc774 \uc548\ub118\uc5b4\uac08 \uac83\uc774\uace0, \uc218\uc775\uc774 \ub098\uba74 \uc548\ub3c4\uc758 \ud55c\uc228\uc744 \uc26c\uac8c \ub420\uac83\uc774\ub2e4.<\/p>\n\n\n\n<p>\ub3c8\uc744 \ubc84\ub294 \uac83\uacfc \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc5b4\ub835\ub2e4\ub294 \uac83\uc744 \ubab8\uc18c \uccb4\ud5d8\ud558\uba74 \ub3c8. \uc77c, \uc77c\ud558\ub294 \uc0ac\ub78c\uc5d0 \ub300\ud55c \uc874\uc911\uc5d0 \uc0dd\uae34\ub2e4 \uc774\ub7f0 \ud0dc\ub3c4\uac00 \uc9c1\uc5c5 \uc724\ub9ac\uc758 \ud1a0\ub300\uac00 \ub41c\ub2e4. \uc9c1\uc5c5 \uc724\ub9ac\uac00 \uacac\uace0\ud55c \uc0ac\ub78c\uc740 \uc77c\uc744 \ud558\uba70 \uc57d\uc18d\uc744 \uce7c\uac19\uc774 \uc9c0\ud0a4\uace0 \uc77c\ud558\ub294 \uc0ac\ub78c, \uc5c5\ubb34 \uc0c1\ub300\ubc29\uc73c\ub85c\ubd80\ud130 \uc2e0\ub8b0\ub97c \uc5bb\ub294\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"56_%EA%B1%B4%EC%A0%84%ED%95%9C_%EC%83%9D%EA%B0%81%EC%9D%84_%EA%B0%80%EC%A0%B8%EB%9D%BC\"><\/span>56. \uac74\uc804\ud55c \uc0dd\uac01\uc744 \uac00\uc838\ub77c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ubab8\ub3c4 \ubab8\uc774\uc9c0\ub9cc \uc815\uc2e0\uc774 \uac74\uac15\ud574\uc57c\ud55c\ub2e4. \ub3c8\ub9cc \uc788\uc73c\uba74 \ub41c\ub2e4\uace0 \uc0dd\uac01\ud558\uc9c0 \ub9d0\uace0 \ub3c8\uc744 \ubc8c\uae30 \uc704\ud574 \ubb50\ub4e0 \ud574\ub3c4 \ub41c\ub2e4\uace0 \uc0dd\uac01\ud558\uc9c0 \ub9d0\uc544\ub77c <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"57_%EC%95%84%ED%8B%B0%EC%8A%A4%ED%8A%B8%EA%B0%80_%EB%8F%BC%EB%9D%BC\"><\/span>57. \uc544\ud2f0\uc2a4\ud2b8\uac00 \ub3fc\ub77c.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc544\ud2f0\uc2a4\ud2b8\ub294 \ub0a8\ub4e4\uc774 \ub9cc\uc871\ud560 \ub54c \ub9cc\uc870\uac00\uc9c0 \uc54a\uace0 \uc544\uc8fc \uc870\uae08\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud574 \uc5b4\ub9c8\uc5b4\ub9c8\ud55c \ub178\ub825\uc744 \ud558\ub294 \uc0ac\ub78c\uc774\ub2e4.<\/p>\n\n\n\n<p>\ud22c\uc790\uc5d0\uc11c 1%, 0.1%\uac00 \ub418\uae30 \uc704\ud574 \ub178\ub825\ud574\ub77c. \ud0c0\ud611\ud558\uc9c0 \ub9c8\ub77c. \ud0c0\ud611\ud558\ub294 \uc21c\uac04 \uc2e4\ub825\uc774 \ubb34\ub38c\uc9c0\uace0 \uadf8 \ub290\uc2a8\ud568\uc774 \ud22c\uc790\uc758 \uae30\ud68c\ub97c \ubabb\ubcf4\uac8c \ud55c\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc81c\uac00 \uc9c0\uae08\uae4c\uc9c0 \uc77d\uc5c8\ub358 \ucc45 \uc911\uc5d0\uc11c \uac00\uc7a5 \uc88b\uc558\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uae08\uc804\uacfc \uad00\ub828\ub41c \uae30\ucd08 \uac1c\ub150\uc744 \uc2b5\ub4dd\ud568\uc5d0 \uc788\uc5b4\uc11c \ub204\uad6c\uc5d0\uac8c\ub098 \ucd94\ucc9c\ud560 \uc218 \uc788\ub294 \ucc45 \uc778\uac83 \uac19\uc2b5\ub2c8\ub2e4. \uc800\ub294 \ucc38\uace0\ub85c \uae08\uc735\ucc45\uc5d0\uc11c \uc9c1\uc811\uc801\uc73c\ub85c \uae08\uc735\uacfc \uad00\ub828\ub41c \ub0b4\uc6a9\uc774 \ub098\uc624\ub294 \ucc45\uc744 \uadf8\ub807\uac8c \uc88b\uc544\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc774\uc720\ub294 \uac04\ub2e8\ud569\ub2c8\ub2e4. \ud574\ub2f9 \ub0b4\uc6a9\ub4e4\uc740 \ud14c\ub9c8\uc131\uc744 \ub744\uace0 \uc788\uae30 \ub54c\ubb38\uc774\uc8e0 \ud55c\uad6d\uc758 \uc790\uc0b0 \uc2dc\uc7a5\uc740 \ud2b8\ub80c\ub4dc\ub97c \ubc14\ud0d5\uc73c\ub85c \uc21c\ud658\uc131\uc774 \ub9e4\uc6b0 \uac15\ud569\ub2c8\ub2e4. \uadf8\ub807\uae30\uc5d0 \uc800\ub294 \uadf8 \uc21c\ud658 \uc989 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